Commercial Lines Casualty Consultant - Construction

General Description :

Provides expert technical support to clients and members of USI’s Commercial Lines Account Management and Sales Executive teams to analyze, design, market, price and place risks including Project Specific risks.

Makes fact-based recommendations to clients to solve their most complex insurance issues.

Responsibilities :

• Provide guidance, coaching and development to Casualty Analytics team.
• Review client program design, including risk financing, coverage, limits, retention, deductible and classification. Make recommendations for improvement.
• Provide oversight and program design on wrap-up insurance programs (controlled insurance programs; CIPs), captive insurance programs, feasibility studies, risk financing, coverage, limits, retention, deductible and classifications.
• Review and understand client financial statements.
• Assess clients’ contractual liabilities and alignment with their insurance policies and make recommendations for improvement.
• Recognize trends and create client-facing summaries modeling policy options.
• Support Sales Executives in providing data and proposals for prospective clients.
• Assess and explain clients’ total cost of risk (TCOR) and risk profile using analytical models and resources.
• Assess and communicate financial impact of policy and funding options.
• Perform captive feasibility review and provide program recommendations.
• Price client risks for use in policy placement and negotiation. Complete full pre-underwriting review.
• Negotiate underwriting terms and pricing with carrier underwriting partners on behalf of clients.
• Develop strong business relationships with external carrier partners and internal Sales Executives and Account Management teams.
• Work closely with claims and risk control team to develop new loss control strategies, ideas and processes.
• Take part in recruiting efforts and train new hires.
• Steer the development of department policies on a national and local basis.

Knowledge, Skills and Abilities :

• 10+ years in a Commercial Lines agency with underwriting and technical experience. Bachelor’s degree strongly preferred.
• Must hold or be willing to earn Property & Casualty insurance license.
• Industry designation such as ARM, CIC, CPCU preferred
• Deep, technical knowledge of commercial insurance.
• Strong business, negotiation, and data interpretation skills.
• Effective written and verbal communication skills.
• Comfortable with internet-based programs and Microsoft Office products.
• Knowledge of Sagitta / ImageRight preferred, but not required.

Why USI?

With more than $2.5 billion in revenue and over 10,000 associates across 200+ offices nationwide, USI is one of the largest insurance brokerage and consulting firms in the world.

At USI, we have created one of the most dynamic personal and professional development cultures in the industry. We invest heavily in our associates, and we take pride in celebrating their growth and success through our one-of-a-kind employee reward and recognition programs.

We invite you to learn more about what makes USI an exceptional place to work!

Unrivaled Resources and Support

What truly distinguishes USI as a premier insurance brokerage and consulting firm is the , a game-changing value proposition that delivers to clients a robust set of risk management and benefit solutions with bottom-line financial impact.

USI ONE® represents Omni, Network, Enterprise the three key elements that set USI apart from the competition. Through USI ONE, we develop strategic, timely and effective risk management and benefit programs in terms that are easy to understand, and we demonstrate how the solutions can have a positive economic impact.

Industry-Leading Programs, Rewards, and Recognition

In addition to competitive pay, incentives, and benefits, USI recognizes associates through our Summit Awards program, rewarding excellence in those who build our brand each day.

USI offers that recognize outstanding achievement and help our associates lead healthy, productive lives. We turn care into action with our award-winning wellness program, college scholarships for associates' children, and financial help in times of need.

Deep Community Engagement

We are committed to giving back to our local communities and supporting a culture of environmental sustainability. From sharing our time, talent, and resources to support local non-profit organizations, animal shelters, and environmental beautification and restoration projects to partnering with eco-conscious vendors and taking steps to reduce our own environmental footprint we’re working to build a better future.

Committed to a Diverse, Equitable, and Inclusive Workplace

Our award-winning

diversity, equity, and inclusion program educated our associates to help them better understand and serve our clients, prospects, fellow team members, and local communities through curated education and training resources, employee support programs, and community outreach initiatives to build a more diverse, equitable, and inclusive culture.

Nationally Recognized as a Top Insurance Employer

• Recognized as one of Insurance Business America’s Top Insurance Employers for six consecutive years (2018-2023).
• Named to Business Insurance’s annual list of the Best Places to Work in Insurance four years in a row (2020-2023).
• Recipient of the American Heart Association’s Gold Status for a maintaining a culture of health and well-being five years in a row (2018-2022).
• Visit our

for a complete list of industry awards and recognitions!

USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs.

USI also offers a generous paid time off policy, paid family leave benefit as well as 12 paid holidays .

This is a Paid Time Off / Paid Sick Leave eligible position. 18 days per year.

This is a bonus eligible position with a target incentive of 5%

Salary Range : $116,000 - $149,000