Bank Secrecy Act (BSA) / Anti-Money Laundering (AML) Analyst II (Hybrid)

The Anti-Money Laundering Group protects the bank from being exploited for laundering money or financing terrorism by designing and overseeing a system of controls to detect and report this activity.

This team oversees the bank's compliance with requirements set forth in the Bank Secrecy Act (BSA) and the USA Patriot Act (USAPA) as well as sanctions set by the Office of Foreign Asset Control (OFAC).

As the Bank Secrecy Act (BSA) / Anti-Money Laundering (AML) Analyst II, you will be investigating any flagged suspicious customer transactions and information.

You will compile reports on different areas of surveillance and stay up to date on laws and regulations. You will work with internal and external agencies to validate information.

Being aUMBer is unlike working at any other company. You are not only valued for the work that you do, but who you are.You’ll be encouraged to bring your whole self to work, being valued for exactly who you are.

You’ll also have the opportunity to serve your community alongside your team. At UMB, we do big business, but we don’t forget that the little things matter the most.

How you’ll spend your time :

Investigating customer transactions that represent an increased risk for money laundering or terrorist financing, primarily utilizing an automated surveillance systemin order to report on the determination on these activities.

Performing customer relationship reviews based on new account opening, higher risk attributes, and / or other relationshipsin order to prepare clear reports that detail the customer relationship and a statement of BSA / AML risk associated with that relationship.

Supporting the BSA / AML risk assessment process by confirming the effectiveness of the control environment across UMB’s operations and / or by ensuring the quality of customer data within core systems.

We’re excited to talk with you if you have :

Two years of AML experience, or

Five years industry relevant experience with UMB, or

Bachelors degree and one year of industry relevant experience with UMB.

Bonus points if you know :

UMB core system navigation

AML surveillance system navigation

Compensation Range :

Minimum : $38,910.00 - Maximum : $90,090.00

The posted compensation range on this listing represents UMB’s standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors.

In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information

• UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay;
• paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage;
• health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement;

tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits.

Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You're more than a means to an end a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community.

Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about.

Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law.

If you need accommodation for any part of the employment process because of a disability, please send an e-mail to to let us know the nature of your request.

If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.