Senior Legal Counsel, Credit

PayPal Inc. Senior Legal Counsel, Credit Denver, Colorado

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

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We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person.

PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds.

Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other.

We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness.

Together, our values ensure that we work together as one global team with our customers at the center of everything we do.

Job Description Summary : The Senior Legal Counsel (L27) role is focused on supporting all teams responsible for all US buy now, pay later product offerings.

This support includes providing guidance from inception of an initiative through its planning, development, preparedness, and launch, and then carrying through post-launch for all aspects of the product lifecycle pre-collections.

Job Responsibilities :

Support all teams responsible for buy now, pay later product offerings.

Qualifications :

• Significant expertise in legal issues arising in areas such as credit and lending, buy now pay later products, financial services, consumer protection, and marketing.
• Prior experience in state laws governing consumer credit installment products, including licensing.
• Prior experience in federal laws and regulations affecting payments, consumer protection, credit, and lending.
• Experience dealing with regulatory bodies, regulatory exams, internal and third-party audits.
• Experience supporting compliance and risk teams.
• Ability to thrive in a fast-paced environment and tolerate change and ambiguity.
• Ability and drive to take ownership of projects and tasks.
• Strong proficiency in working with a team-based approach and knowledge sharing.
• Creative thinker with strong problem-solving skills.
• 7 or more years of relevant experience practicing either in-house or at a reputable law firm.
• Juris Doctorate or equivalent degree. Admitted to a state bar and in good standing.
• Exceptional writing skills, with strong attention to detail.
• Outstanding communication skills and ability to work both in teams and independently.
• Ability to effectively synthesize and explain complex legal requirements to clients.

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