Senior Counsel, Credit

Join a leading fintech company that’s democratizing finance for all.

Robinhood Markets was founded on a simple idea : that our financial markets should be accessible to all. With customers at the heart of our decisions, Robinhood and its subsidiaries and affiliates are lowering barriers and providing greater access to financial information.

Together, we are building products and services that help create a financial system everyone can participate in.

With growth as the top priority...

The business is seeking curious, growth-minded thinkers to help shape our vision, structures and systems; playing a key-role as we launch into our ambitious future.

If you’re invigorated by our mission, values, and drive to change the world we’d love to have you apply.

About the team + role

We are looking for an experienced and innovative credit attorney to join our product and regulatory counsel team as Senior Counsel, reporting to the Deputy General Counsel and VP, Regulatory & Product at Robinhood.

In this role, you’ll partner directly with our product, engineering and compliance teams on payments related product launches.

The successful candidate will be an engaged and resourceful self-starter, comfortable working in a fast-paced and dynamic environment, and excellent at building strong relationships.

This is an exciting opportunity to join a growing company and add to our mission to democratize finance for all.

The role is located in the office location(s) listed on this job description which will align with our in-office working environment.

Please connect with your recruiter for more information regarding our in-office philosophy and expectations.

What you’ll do

• Provide end-to-end counseling on a range of retail products, including those that touch upon payments, credit cards and banking related products and services, working with colleagues and cross-functional stakeholders across the company
• Respond promptly to a wide range of complex legal requests and coordinate closely with your team and outside counsel to deliver practical, timely and high-quality advice
• Identify and assess business and legal risks, and find creative ways to mitigate them while achieving product goals
• Ensure compliance with applicable laws and regulations
• Advise on, review, draft, and negotiate deals and agreements in support of new products and partnerships
• Develop trusted relationships to facilitate a coordinated team approach to launching new products and features
• Be a business partner, and think like a proactive product owner not just a legal advisor
• Pitch in on whatever legal work needs doing, whenever it needs to be done

What you bring

• J.D. degree from an ABA accredited law school (or foreign equivalent)
• Membership in at least 1 U.S. State Bar, with good standing
• 4+ years of relevant work experience across a law firm, government agency or a fast-paced technology, financial services, banking, lending, payments, or fintech company
• Well developed knowledge and experience with lending products, including credit cards and applicable federal consumer financial protection laws such as the Truth in Lending Act, the Equal Credit Opportunity Act, Fair Credit Reporting Act and the Fair Debt Collections Practices Act
• Experience working with the Consumer Financial Protection Board and its rules and regulations
• Experience with payments and banking industry legal issues and applicable compliance requirements and regulations, including NACHA Rules, card network rules, Regulation E, Bank Secrecy Act / anti-money laundering rules and state money transmission services regulation
• Experience in rolling out retail-based, customer service products and services
• Extraordinary interpersonal and communication skills, phenomenal ability to communicate information effectively internally and externally, including to non-legal audiences, and to drive cross-functional alignment and action
• Execution-oriented mindset with the humility, drive, and creativity to get things done

What we offer

• Market competitive and pay equity-focused compensation structure
• 100% paid health insurance for employees with 90% coverage for dependents
• Annual lifestyle wallet for personal wellness, learning and development, and more!
• Lifetime maximum benefit for family forming and fertility benefits
• Dedicated mental health support for employees and eligible dependents
• Generous time away including company holidays, paid time off, sick time, parental leave, and more!
• Lively office environment with catered meals, fully stocked kitchens, and geo-specific commuter benefits

Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands.

The expected salary range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones.

This role is also eligible to participate in a Robinhood bonus plan and Robinhood’s equity plan. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC)$179,000 $210,000 USDZone 2 (Denver, CO; Westlake, TX;

Chicago, IL)$157,000 $185,000 USDZone 3 (Lake Mary, FL)$139,000 $164,000 USD

Click to learn more about available Benefits, which vary by region and Robinhood entity.

We’re looking for more growth-minded and collaborative people to be a part of our journey in democratizing finance for all.

If you’re ready to give 100% in helping us achieve our mission we’d love to have you apply even if you feel unsure about whether you meet every single requirement in this posting.

At Robinhood, we're looking for people invigorated by our mission, values, and drive to change the world, not just those who simply check off all the boxes.

Robinhood embraces a diversity of backgrounds and experiences and provides equal opportunity for all applicants and employees.

We are dedicated to building a company that represents a variety of backgrounds, perspectives, and skills. We believe that the more inclusive we are, the better our work (and work environment) will be for everyone.

Additionally, Robinhood provides reasonable accommodations for candidates on request and respects applicants' privacy rights.

Please review the specific applicable to the country where you are applying.