MORTGAGE LOAN OFFICER ASSISTANT

Value Proposition :

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them.

Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion.

We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview :

Assists in the administrative, sales and clerical support to Mortgage Loan Officers and Mortgage Sales Managers, issues are often more complex in nature.

This is a full-time, hybrid career opportunity that will provide flexibility to work remote up to 3 days per week after initial training has been completed.

Primary will be in office location will be Chevy Chase, MD .

Responsibilities :

• Set up and maintain mortgage loan files.
• Assist customers and prospects throughout the loan process to further enhance business relationship. Coordinate communication between realtors, title agents and customers with regards to settlement, commitment letters and items needed for loan approval.
• Gather necessary documentation to assist Mortgage Loan Officer or Mortgage Sales Manager in underwriting and credit review of borrower.
• Assist Mortgage Loan Officer or Mortgage Sales Manager in gathering and preparing loan submissions.
• Responsible for entering and closing referrals in the Fulton Financial Corporation connect system.
• Enters data and maintains marketing programs and tools such as Loan Officer Toolbox.
• Assist in maintaining Loan Officer calendar for client meeting, sales calls and other bank meetings.
• Responsible for coordinating with Fulton Mortgage Company marketing coordinator to fulfill Loan Officer marketing needs for flyers and or trade show events.
• Assist with data entry into Fulton Mortgage Companys loan origination system.
• Responsible for the communication and follow up between Loan Officers, realtors, customers, and processing staff. Acts as a liaison between parties to ensure clear and constant communication.
• Frequently communicates directly with customers. Obtains information and documentation from customers to complete mortgage applications and cost estimates.
• Works with customers in structuring of residential mortgage loans. Presents various loan programs and benefits of each to the customer.
• Reviews underwriting guidelines, structure the loan and submits to the automatic underwriting system. Restructure loans to meet guides and get approval.
• Schedules, coordinates, and attends settlements.

Qualifications : Education

Education

High School Diploma or equivalent. Specialty : Does not apply at this level of education. (Required)

Experience

2 or more years Mortgage banking. (Required)

1 or more years of administrative experience to include Microsoft Office (Required)

Other Duties as Assigned by Manager :

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and / or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates.

This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency :

In addition to base pay, this position is eligible to participate in a commission plan.

Benefits :

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify.

• This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen;
• dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time;

disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives.

To learn more about your potential eligibility for these programs, please visit Benefits & Wellness Fulton Bank .

NMLS :

This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.

EEO Statement :

Fulton Bank (Fulton) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons.

Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement :

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.