Senior Commercial Banking Portfolio Manager

Why Wells Fargo :

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo.

It all begins with outstanding talent. It all begins with you.

About this role :

Wells Fargo is seeking a Senior Commercial Banking Portfolio Manager in Middle Market Banking as part of the Southeast Division Credit Portfolio Management team.

This key position is responsible for credit portfolio management to meet the long-term financial objectives and risk tolerance for commercial banking clients.

Serves as a key member of a client's deal team. Learn more about the career areas and lines of business at wellsfargojobs.com

In this role, you will :

Actively manage, maintain, and grow a middle market portfolio including underwriting, origination, documentation and on-going monitoring;

all in adherence with applicable credit policies, procedures and compliance requirements

• Work with clients and prospects to understand complex credit needs and represent the bank in developing and maintaining client relationships
• Provide recommendations and write credit reports based on analysis of historical and projected financial performance, assessment of key risks and mitigants, management strength, and structural considerations.
• Identify opportunity for process improvements within scope of responsibilities or functional area
• Collaborate and consult with senior management, functional colleagues, internal partners, and stakeholders
• Train and mentor analysts and junior portfolio managers

Required Qualifications :

4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following : work experience, training, military experience, education

Desired Qualifications :

• 4+ years of underwriting experience including advanced commercial or specialty group credit
• Bachelor's Degree and / or Master's Degree in Business, Accounting, or Finance
• Ability to thoroughly analyze credits on an independent basis and communicate findings in a concise manner
• Microsoft Excel experience including financial modeling
• Ability to work effectively, as well as independently, in a team environment
• Strong risk management and compliance skills
• Solid knowledge and understanding of credit policy, loan servicing, and group underwriting requirements
• Experience negotiating interest rates, price, terms, and collateral requirements
• Knowledge and understanding of commercial and specialty group banking products and services
• Excellent verbal, written, and interpersonal skills
• Strong analytical skills with high attention to detail and accuracy

Job Expectations :

• Ability to travel up to 10% of the time
• Position can report to any of the posted locations

RWF22

Posting End Date :

Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.

They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.

There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US : All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada : Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities.

Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements :

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.