BSA/AML Currency Transaction Report/MIL Compliance Operations Manager

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets.

Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking.

Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success.

We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities.

At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

We are currently seeking a BSA / AML Currency Transaction Report / MIL Compliance Operations Manager to join our team. This position will be full time work from home in either the Salt Lake City, UT or Phoenix, AZ area.

• Responsible to oversee and ensure the accuracy of documenting, tracking and reporting of Currency Transaction Reports (CTR) and Designation of Exempt Person (DOEP) to FinCEN.
• Ensure CTR filings are completed accurately, timely, aggregated appropriately, and meet regulatory deadlines and expectations.
• Ensure DOEP reviews are properly documented and maintained to meet regulatory requirements and expectations.
• Provide Subpoena research as necessary while maintaining privacy.
• Maintain current understanding of the regulatory environment including FinCEN and other regulatory agencies as involved with BSA / AML and any regulatory changes.
• Ensure current processes reflect the regulatory expectations and implement changes needed when regulatory expectations change.
• Work with the technology manager on any required technology changes for either improved efficiencies or due to regulatory changes.
• Assist with internal and external audits, exams, and reviews.

Qualifications :

Requires a bachelor's degree in Intelligence Studies, Accounting, Finance or related field and 2+ years of Bank Secrecy Act and / or AML compliance processes, procedures, and regulations or other directly related compliance experience.

Financial crime investigation experience preferred. A combination of education and experience may meet requirements.

• Relevant Professional Certification; Association of Certified Anti-Money Laundering Specialists (ACAMS), Associate of Certified Fraud Examiners (ACFE) or Association of Certified Financial Crime Specialists (ACFCS) is a plus.
• Management / Leadership experience required.
• Requires a considerable working knowledge of BSA / AML Compliance as it applies to suspicious activity for money laundering, terrorist financing and fraud.
• Understanding of complex financial transactions and business relationships.
• Must have good problem resolution, analytical skills, customer service and communication skills, both verbal and written.
• Ability to manage deadlines, be organized, detail-oriented and complete responsibilities with a high degree of accuracy.
• Ability to meet performance expectations including SLA's for errors and Quality Assurance score expectations.
• Solid understanding of current money laundering red flags and industry trends relating to AML.
• Ability to share that information with the team for investigation referrals.
• Working knowledge of AML / BSA Regulatory compliance processes and procedures pertaining to the Bank Secrecy Act and USA PATRIOT Act.
• Solid understanding of bank operations as it relates to the flow of funds through financial institutions.
• Understanding of complex business banking relationships, relationships between business entities, high risk business entities and inherently higher risk to the bank for high risk customers.
• Understand the classifications of High-Risk Entities as defined by the bank, high risk transactions such as international wires or foreign clients or subsidiaries.
• Strong understanding of Currency Transaction Reporting regulations.
• Demonstrated computer skills including typing, Word, and Excel.

Benefits :

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products
3 days ago