Chief Credit Officer

Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee.

Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences.

Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 12 years.

At Farm Credit Mid-America we put our customers and team members at the heart of all we do.

COMPENSATION : $,.00 to $,.00 base salary plus potential for variable compensation. Base pay is determined by your skills, qualifications, experience, and location.

Farm Credit Mid-America / Rural 1st may compensate outside of the salary range for bona fide reasons not related to membership in a protected class.

About Our Opportunity

Our Chief Credit Officer (CCO) is responsible for setting the strategic direction and leadership for the Association's credit functions, aligning them with the Association's business plan.

Reporting directly to the CEO, the CCO represents the Association both internally and externally, leads the Credit teams to achieve organizational objectives, and oversees the design, development, and support of the Association's credit philosophy.

In collaboration with the Executive Committee, the CCO develops strategies to fulfill the Association's mission and achieve its goals.

How You Will Spend Your Time

• Sets vision, strategy, and Association priorities in concert with other EC members and Board of Directors using a long-term outlook for the marketplace and succession needs to promote the continual success of the Association.
• Provide strategic leadership for the Association’s business plan, annual credit plan, and credit philosophy, ensuring integrity and alignment with organizational goals.
• Define and drive the strategic direction for the Association’s credit policies, procedures, and standards to ensure high-quality service and compliance.
• Select, coach, and develop team members to enhance credit analysis, regulatory compliance, and procedural adherence.
• Enhance customer service through effective loan quality and administration, chairing the loan committee, and coordinating with appropriate teams.
• Work closely with the Chief Risk Officer to ensure sound loan portfolio management practices and overall credit health.
• Monitor industry trends, maintain external relationships, manage vendor partnerships, and participate in relevant organizations to stay informed and enhance the Association’s image.
• Responsible steward of Association budget and expenditures to sustain steady growth and fiscal strength.
• Model Farm Credit Mid-America’s values and guiding principles, challenging the process, inspiring vision, enabling action, and encouraging the team.

Minimum Education & Experience

Bachelor's degree in finance, business administration or related field required. MBA or related advanced degree preferred.

Minimum 10 years of senior credit role within a financial institution, with considerable experience in agricultural lending.

Demonstrated experience in a leadership role, with a history of successful team management, and setting strategic departmental or organizational strategy.

CFA, CPA or similar preferred.