Credit Business Analyst

Job Summary

The Credit Business Analyst is responsible for managing the new system (Horizon+ Loan Management System). The Business Analyst will be the point person when issues the rise between Credit Administration, IT, and the outside vendors.

Job Description :

ESSENTIAL JOB FUNCTIONS

Constant Communication with Credit Departments, Credit Lending, Attorneys, and other Bank departments (IT, etc).

Proactively monitor the Loan Management System.

Creating reports with recommendations to the company’s management.

Analyzing the potential impact of their recommendations.

Helping the business to improve processes, services, products, and software.

Insure the operation and full compliance with internal policies and procedures as well as applicable regulations and laws.

Identify technical needs, planning enterprise architecture and strategizing ideas to improve a business’s decision-making.

Assist with any issues that are raised from the Loan Management System.

Review and prepare reports.

Identify efficiencies.

Coordinate the communication process between the Commercial Credit departments and Commercial Lending Divisions.

Maintain detailed records of resolution processes.

Train users regarding Loan Management System practices and technical issues including policy, procedure change and regulatory compliance.

Assist in the management control of the Loan Management System.

SKILLS

Strong critical thinking and problem-solving skills

Regulatory compliance

Technology proficient - Ability to grasp new technology and computer applications.

Strong written and oral communication skills

Comfortable working at a fast pace

Microsoft Office

Analytical

EDUCATION & KNOWLEDGE

Required Education : Bachelor's Degree (Finance, Technology, Management System) or equivalent combination of education and work experience.

Benefits Overview

IBC Bank offers a comprehensive benefits program to all full-time employees. Many of our benefits are also available for our part-time employees.

See below for a brief description of the benefits that would be available to you as an IBC Bank employee. Many of the benefits are also available to your dependents.

Medical Coverage

We offer employer paid medical benefits to all of our full-time employees. This coverage includes medical and prescription coverage.

As an option, full-time employees can add their dependents to the program and have their cost deducted pre-tax from their paycheck.

Eligibility : After initial probation period.

Dental Coverage

This is an optional benefit offered to all full-time and part-time employees. The plan includes various levels of coverage from single member to family plans.

Eligibility : After initial probation period.

Basic Life Insurance

All full-time employees are eligible for an employer paid life insurance plan.

Eligibility : After initial probation period.

Supplemental Life Insurance

This is an optional program offered to all full-time and part-time employees. This is paid by the employee and can be deducted from paycheck on a post-tax basis

Eligibility : After initial probation period.

Disability Insurance

This is an optional insurance plan offered to full-time and part-time employees. This can be deducted from an employee's paycheck on a post-tax basis.

Eligibility : After initial probation period.

Medical Spending Account

This is an optional benefit that allows employees to set aside up to $2,650 per year for out-of-pocket health care expenses through a pre-tax payroll deduction

Eligibility : After initial probation period.

Child Care Spending Account

This is an optional benefit that allow employees to set aside up to $5000 per year for childcare expenses through a pre-tax payroll deduction.

Eligibility : After initial probation period.

401K

The 401K savings program allows employees to save between 1-15% of their annual income in the bank's 401K plan.

Eligibility : Eligible after first day of the year following employment date.

Profit Sharing

Contingent on the bank's profitability, employees are given contributions based on their pay and years of service.

Eligibility : Eligible after first day of the year following employment date.

Tuition Assistance Program

Offered to full-time and part-time employees attending an accredited institution of higher learning. This program offers reimbursement for tuition for courses related to the financial banking industry.

Eligibility : After six months of employment.

Computer Assistance Purchase Program

All employees are offered the opportunity to purchase a computer through this program. The cost will be payroll deducted from their paycheck.

Eligibility : After one year of employment.

Vacation

Vacation is offered to all full-time and part-time employees who work more than 20 hours per week.

Eligibility : Depending on hire date, after initial probation.

Sick Leave

Sick Leave accumulates on a monthly basis at a rate of one day per month worked for full-time employees.

Eligibility : After initial probation period.