Portfolio Analytics & Strategy Mgr. - Monitoring, Evaluation, Governance

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers.

As a(n) position title within PNC's name of division organization, you will be based in city / state location of position .

Job Profile

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers.

As a Portfolio Analytics Strategy Manager within PNC's Balance Sheet Analytics & Modeling Group, you will be based in Pittsburgh, Pennsylvania or Cleveland, Ohio.

The Portfolio Analytics and Strategy Manager - MEG (Monitoring, Evaluation and Governance) you will direct the policy and governance function for PNC’s Balance Sheet Analytics and Modeling Group and manage the associated CECL Commercial and Consumer Reserve Adequacy Sub-Committees.

In addition, you will manage two Portfolio Analytics Strategy Analysts, create, develop and implement new policies and procedures, evaluate the adherence to existing risk related policies and procedures, monitor SOX guidelines, implement change management activities, support the governance function and structure, interact with second and third line of defense regarding internal audit and external regulations.

• BA or BS within a STEM or Finance related field. Master’s Degree is a plus.
• 5 years of management experience
• 8 year of risk related experience
• Knowledge of PNC Enterprise Risk Management policies and procedures
• Understanding of internal processes on how to develop policies and procedures
• Experience is writing policies, procedures and rolling them from concept to implementation
• Knowledge of PNC governance processes and practices
• Strategic thinking
• Ability to collaborate with others
• Project management skills
• Strong verbal and written communication skills

Please note, PNC will not sponsor work visas for this position.

Job Description

Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes.

Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods / models to assess market, credit and / or operational risk of new and existing financial products.

Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions.

Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance.

Establishes baselines for strategies and tracks actual performance to expectations.

Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk.

Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.

Understands and communicates regulatory and financial accounting impacts on the balance sheet to regulators and PNC control functions as appropriate.

Interacts with regulators, internal audit, and management concerning credit portfolio analyses and credit risk appetite.

• Evaluates market conditions and peer bank behavior to identify internal and external trends and issues affecting credit risk and return and to determine appropriate risk limits and optimal portfolio allocation.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be :

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

PNC also has fundamental expectations of our people managers. As a manager of talent in PNC, you will be expected to :

• Include Intentionally - Cultivates diverse teams and inclusive workplaces to expand thinking.
• Live the Values - Role models our values with transparency and courage.
• Enable Change - Takes action to drive change and innovation that will transform our business.
• Achieve Results - Takes personal ownership to deliver results. Empowers and trusts others in decision making.
• Develop the Best - Raises the bar with every talent decision and guides the achievement of all employees and customers.

Competencies

Banking Products Knowledge of and ability to provide products and services available through the retail banking branch.

Big Data Management and Analytics Knowledge and ability to plan and execute, big data management and analytics.

Business Analytics Knowledge of technologies, techniques and practices for the evaluation of business performance data; ability to analyze business performance using advanced statistical methods to justify and drive future business planning decisions.

Credit Risk Knowledge of processes, tools, and techniques used to determine the degree of credit risk in a given transaction or customer relationship;

ability to assess, rate and manage exposure to credit risk.

Mathematics of Financial Instruments Knowledge of and ability to perform the mathematical calculations that underlie various financial instruments.

Operational Risk Knowledge of policies and processes for operational risk management; ability to use tools, data, and best practices to identify, assess, and manage operational risk exposures.

Predictive Analytics Knowledge of, experience with and ability to use the tools, processes and practices for predicting business trends and providing forecasts that drive business decisions and business planning.

Pricing Models and Analytics Knowledge of pricing tools, techniques and methods; ability to assess analytical and pricing models through the use of statistical principles.

Regulatory Environment - Financial Services Knowledge of and ability to help an organization adapt to applicable federal, state, local, and company-specific regulations, policies, and guidelines affecting business practices.

Work Experience

Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable.

Industry experience is typically 8+ years. At least 5 years of prior management experience is typically required. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.

Education

Bachelors

Disability Accommodations Statement :

The PNC workplace is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the PNC Careers website or submission process, please call 877-968-7762 and select Option 4 : Recruiting or contact us via email at [email protected].

The Human Resources Service Center hours of operation are Monday - Friday 9 : 00 AM to 5 : 00 PM ET.

Equal Employment Opportunity (EEO) :

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.