Associate Credit Risk Data Scientist

We are looking for a detail oriented, enthusiastic and dedicated Risk Data Scientist to join Bill’s Risk Data Innovation team with a focus on fraud and credit risk.

The incumbent will be working on data science projects related to key risk department initiatives. The data scientist will own key projects associated with predictive fraud detection, transaction risk modeling, credit underwriting, portfolio monitoring and loss mitigation (credit) to support new payment products.

This individual will also design experiments to understand the impact of customer experience when leveraging machine learning in complex risk strategy changes.

This position requires a person who has experience with developing machine learning models and performing advanced analytics preferably in the risk domain.

We’d love to chat if you have :

• Bachelor’s degree preferably in Statistics, Physical Sciences, Computer Science, Economics, Mathematics, or a related technical field
• Strong track record of performing data analysis and statistical modeling using Python, SQL or similar tools
• Good understanding of a wide range of Machine Learning techniques, tools, and methodologies with a demonstrated capability to apply them to a broad range of business problems and data sources
• Machine learning techniques include clustering, classification, regression, decision trees, neural nets, anomaly detection etc.
• Ability to clearly communicate complex results to technical experts, business partners, and executives
• Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes
• Experience solving problems related to risk using data science and analytics
• Experience working with cross functional teams including product, engineering and operations and leading organization-wide initiatives spanning multiple team
• Ability to proactively find the pain points in the current process flows and make business suggestions that are sustainable and able to have long term impact by leveraging strategic thinking, and independently provide solutions to business problems with the solid technical skills and problem solving skills

The estimated base salary range for this role is noted below for our office location in Draper, UT. Additionally, this role is eligible to participate in BILL’s bonus and equity plan.

Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above.

The role is also eligible for a competitive benefits package that includes : medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

Draper UT pay range

$81,300 $97,200 USD

Let’s talk about benefits

• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more

For positions that are in office we support a hybrid work environment with on-site and remote work days. Check out our for each location and discover BILL.