Allstate Benefits Underwriting Consultant II - (Remote)

At Allstate, great things happen when our people work together to protect families and their belongings from lifes uncertainties.

And for more than 90 years our innovative drive has kept us a step ahead of our customers evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection.

Job Description

The Consultant analyzes risk for individual and group coverage, determines eligibility based on application, product, state signed, etc.

and utilizes all other sources such as Medical Information Bureau to make underwriting decisions. Additionally, the consultant will be called on to make recommendations for underwriting policy and updating the Training Guide.

The consultant also helps to manage risk assessment of specialty products / projects as assigned.Key Responsibilities

Making recommendations to management for changes to be made to underwriting guidelines, procedure, etc.

Process / underwrite specialty products, projects as assigned

Risk Selection decisions are handled in a quality, timely, and productive manner.

Reviews applications for eligibility based on admitted health history, product, state or filing restrictions, Medical Information Bureau and any other source of information provided for review to include life face amounts

Having a geographical underwriting territory assigned and maintained by knowing specific regulations applicable and building of relationships of field personnel and producers

Maintain positive relationships with our internal and external customers through effective Written and Verbal Communication skills, including agents, proposed insureds, and State Departments of Insurance.

Reviews requests for policy changes and reinstatements to determine eligibility

Review referred files from the claims area where information has been developed that was not disclosed on the original application

Position is 100% remote (working from home)

Position hours are Monday - Friday 7 : 00AM - 4 : 00PM CST

Education

4 year Bachelors Degree (Preferred)

Experience

2 or more years of experience (Preferred)

Medical Underwriting experience is required. Position is dealing with Medical supplement.

Supervisory Responsibilities

This job does not have supervisory duties.

Education & Experience (in lieu)

In lieu of the above education requirements, an equivalent combination of education and experience may be considered.

Skills

Customer Centricity, Digital Literacy, Inclusive Leadership, Insurance Underwriting, Learning Agility, Medical Terminology, Mentorship, Quality Assurance (QA), Results-Oriented, Time Management

Compensation

Compensation offered for this role is $47,440.00 - 81,902.50 annually and is based on experience and qualifications.

The candidate(s) offered this position will be required to submit to a background investigation, which includes a drug screen.

Joining our team isnt just a job its an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo.

And one where you can impact the future for the greater good.

Youll do all this in a flexible environment that embraces connection and belonging. And with the recognition of several inclusivity and diversity awards, weve proven that Allstate empowers everyone to lead, drive change and give back where they work and live.

Good Hands. Greater Together.

Allstate generally does not sponsor individuals for employment-based visas for this position.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

For jobs in San Francisco, please click here for information regarding the San Francisco Fair Chance Ordinance.

For jobs in Los Angeles, please click here for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance.

To view the EEO is the Law poster click here . This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs

To view the FMLA poster, click here . This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

It is the Companys policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employees ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited.

This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.