Claims Coverage Counsel

At EMC, you'll put your skills to good use as an important member of our team. You can count on gaining valuable experience while contributing to the company's success.

EMC strives to hire and retain the best people by engaging, developing and rewarding employees.

This position can be performed remotely for candidates who reside anywhere in the U.S.

Essential Functions :

Researches and Prepares Written Coverage Opinions and Correspondence

Reviews and analyzes facts, policy language, and researches applicable laws to prepare detailed and legally supported coverage opinions for claims personnel countrywide

Researches current legal trends impacting insurance coverage issues and implements knowledge of state-specific issues

Analyzes and interprets various policy forms, including commercial general liability policies, business auto policies, commercial property policies, public entity errors & omission policies, inland marine policies, auto dealers policies, and commercial umbrella policies.

Prepares draft coverage position letters

Reviews non-complex draft coverage position letters prepared by claims professionals for claims and provides feedback

Provides coverage opinions and letters

Responds to general coverage questions from claims professionals

Organizes and prioritizes projects to meet deadlines

Communicates with claims professionals on coverage opinions

Peer Review and Collaboration

Submits work product for team / peer review and feedback prior to sending coverage opinions and drafts correspondence to claims professionals

Considers and discusses all feedback to ensure work product is legally supported, well- reasoned, consistent, and professionally written

Reviews drafts prepared by other team members and provides timely, thoughtful, and constructive feedback

Participates in team discussions on coverage issues / questions

Prepares and Presents Training on Coverage Issues

Prepares training presentations for claims professionals addressing various policy forms and endorsements, including state specific coverage issues

Participates in in-person and / or virtual training presentations to claims professionals

Collaboration with Underwriting

Reviews proposed policy language and prepares memorandums to underwriting when appropriate

Addresses any legal considerations and potential issues raised by proposed forms and endorsements

Identifies issues in existing policy language and form usage and discusses implications with underwriters and claims personnel as appropriate

Discusses issues involving the language of the policy while demonstrating awareness of underwriting intent

Assists in archiving and organizing work product and resources

Participates in planning presentations

Serves on special projects related to the functions of Coverage Counsel team

Education & Experience :

Juris Doctorate degree

Licensed to practice law in at least one state

Eight years of experience focused on insurance coverage analysis and / or coverage litigation

Experience in legal research and writing

Knowledge, Skills & Abilities :

Excellent knowledge of coverage law and legal research

Strong knowledge of the theory and practice of the claim function and insurance coverage

Excellent knowledge of insurance contracts and legal aspects of court procedures affecting legal liability for all commercial lines of insurance

Strong analytical and problem-solving abilities

Strong knowledge of claims systems

Excellent verbal and written communication skills

Strong computer skills, including knowledge of Microsoft Office Suite

Per the Colorado Equal Pay for Equal Work Act, the hiring range for this position for Colorado-based team members is $ 110,849.

18 -$142,359.75 . The hiring range for other locations may vary.