Senior Credit Risk Analyst

Join our journey to reimagine the way money moves.

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2023 winner in Inc. Magazine's Best In Business Awards in the Economic / Financial Equity category.

Our Mission

As one of the first pioneers of earned wage access, our mission at EarnIn is to make financial momentum accessible to everyone.

Learn & Grow

We're committed to growing your career with a mentoring program, internal learning opportunities, and an annual stipend for education and training.

Company Culture

Growth opportunities through employee resource groups help you create the company you want to work at.

Life in Balance

Observance of regional holidays and a generous PTO policy, so you can live life and recharge when you need it most.

Family Matters

Our generous wellness funds and parental and caregiver leave policies make it easy to put you and your loved ones first.

Competitive medical, dental, vision, life insurance, and disability plans. Wellness programs for physical and mental well-being, pregnancy and fertility support, and employee assistance programs.

Save & Support

401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses (US employees only).

A Bounty of Talent from Far & Wide

World-class talent is just that : worldwide. Our Remote and hybrid teams span countries and continents to bring new perspectives and diversity to every endeavor at EarnIn.

Our Company Values

Customer First

We put our customers first, challenge the status quo for them, and advocate for their independence.

We're All in This Together

We work together building upon each other’s ideas with optimism and trust. We communicate openly, share knowledge liberally, and debate respectfully to always get to the best solution.

Creating Impact

We’re doers, not talkers, and we enjoy doing. We take initiative and focus on execution and excellence.

Inventive

We’re hardwired to take chances to create something that didn’t exist before. We’re curious and eager to learn, adjust until we get it right, and comfortable with the ambiguity in the process.

A Diverse Workforce of Innovators

Employee Resource Groups (ERGs) play a vital role in enabling EarnIn employee communities with common interests and concerns to meet and support one another.

Job Openings

• Senior Quality Assurance Engineer (Automated, Back-end)
• Senior Quality Assurance Engineer (Automated, Front-end)
• Senior Software Engineer (Data Exchange)
• Senior Software Engineer (Employment Platform)
• Senior Software Engineer - Finance Platform
• Senior Software Engineer (Internal Tool)
• Software Quality Engineer (Mobile Automation, Contract)
• Staff Application Framework Software Engineer
• Staff Software Engineer (Employment Platform)
• Director of Growth Marketing : Acquisition
• FinTech Product Entrepreneur in Residence
• Vice President, Product Management - Growth

If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process, please contact us at [email protected].

EarnIn is a financial technology company, not a bank. Subject to your available earnings, Daily Max, and Pay Period Max. EarnIn does not charge interest on Cash Outs.

EarnIn does not charge hidden fees for use of its services. Restrictions and / or third-party fees may apply. EarnIn services may not be available in all states.

For more info visit earnin.com / TOS.

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