Job Description :
As a Mortgage Processor, your role is to ensure the efficient processing of mortgage applications from start to finish. This involves reviewing applications, collecting and verifying necessary documentation, and maintaining clear communication with stakeholders.
You'll need attention to detail, organizational skills, and the ability to work within regulatory guidelines.
We offer a competitive compensation and benefits package. If you are a detail-oriented individual with excellent organizational skills and a strong understanding of loan processing procedures, we encourage you to apply for this position.
Responsibilities :
- Review mortgage applications for completeness and accuracy.
- Collect and organize required documentation.
- Verify applicant information, including employment, income, and credit history.
- Communicate with loan officers and underwriters.
- Ensure compliance with industry regulations and company policies.
- Manage timelines to meet processing deadlines.
- Provide excellent customer service and address inquiries.
- Resolve discrepancies and issues during the application process.
- Conduct quality control checks on loan files.
- Calculate debt-to-income ratios and determine loan eligibility.
- Prepare loan files for underwriting review.
- Maintain knowledge of current lending guidelines and regulations.
- Communicate with borrowers to provide updates on the loan process.
Qualifications :
- High school diploma or equivalent.
- Experience in mortgage processing.
- Strong knowledge of mortgage products, underwriting processes, and regulations.
- Excellent organizational and communication skills.
- Detail-oriented with a focus on accuracy.
- Ability to work independently and collaboratively in a fast-paced environment.
What we offer :
- 401(k) Matching
- Paid Time Off (PTO)
- Health Insurance
- Dental Insurance
- Vision Insurance
- Referral Program
- Base Salary + Commission Pay
Education :
High school or equivalent (Preferred)
Location :
- In-office (Troy, MI)
- Monday to Friday 9 : 30am-6 : 30pm
Disclaimer
This is an outline of the primary responsibilities of this position. As the company grows, things change leading to responsibilities being changed, added to, removed, amended, deleted and modified at any time by the leadership group.