Search jobs > Cleveland, OH > Mortgage loan officer

Mortgage Loan Officer - East Cleveland

KeyBank
Cleveland, OH
$15 an hour
Full-time

Location :

3110 West 117th Street - Cleveland, Ohio 44111

Job Summary

The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solutions that meet their needs and financial objectives.

The MLO is expected to develop referrals as a means to grow Key's home lending business and client base. The MLO is expected to meet or exceed established sales goals while maintaining high standards of client satisfaction and loan quality.

Responsibilities

Prospects home lending business to build and develop new client loan originations and relationships and new originations.

This can include developing internal referral relationships as well as developing external centers of influence to refer home lending opportunity

  • Originate and process 1-4 family residential real estate mortgage transactions in accordance with Home Lending process and product guidelines
  • Responsible for gathering documents at the time of registering a loan and is expected to remain, the primary point of contact for the client during the duration of the loan process
  • This person is to maintain high standards of client satisfaction and quality, ensure sales / originator systems and workflows are efficiently controlled.
  • Develops and maintains in-depth knowledge of products and services as well as knowledge of competitors and competitive products while serving as the subject matter expert within the market
  • Maintains proficiency on sales / originator systems and develop and maintain efficient workflows
  • Keeps informed of trends and developments in the real estate market and mortgage industry
  • Ability to foster internal and external relationships.
  • Performs other duties as assigned; duties, responsibilities and / or activities may change or new ones may be assigned at any time with or without notice
  • Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.

Education Qualifications

Bachelor's Degree Business related field or equivalent experience (preferred)

Experience Qualifications

  • 3+ years Experience as a loan officer in 1st mortgage production (preferred)
  • 3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws (preferred)

Tactical Skills

  • Excellent communication skills both written and verbal
  • Demonstrated strong customer service skills
  • Proficient in sales and service skills; including tele-consulting, prospecting, networking and COI relationship management.
  • Strong financial acumen

Personal Skills

Emotional Intelligence : Describes the concepts and underlying tenets of emotional intelligence (EI) as a skill and cites examples as to the impact of EI on business results

Practical Skills

  • Business Acumen : Works to understand the business priorities of internal and external clients and can describe relevant profitability drivers and considerations
  • Oral & Written Communication : Develops a clear, complete understanding of needs and problems through careful listening, probing, reflecting, and summarizing;

conducts discussions that are sincere and fully expressed

Core Competencies

All KeyBank employees are expected to demonstrate Key’s Values and sustain proficiency in identified Leadership Competencies.

Physical Demands

General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC / laptop, occasional lifting / pushing / pulling of backpacks, computer bags up to 10 lbs.

Driving Requirements

May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver's license required.

COMPENSATION AND BENEFITS

This position is eligible to earn an hourly rate of $15.00 per hour. Compensation for this role also includes short-term incentive compensation subject to individual and company performance.

Please click for a list of benefits for which this position is eligible.

Job Posting Expiration Date : 06 / 06 / 2024

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing .

30+ days ago
Related jobs
Promoted
Mutual of Omaha Mortgage
Independence, Ohio

Mutual of Omaha Mortgage is a full-service lending division offering a complete line of residential mortgage, refinancing, and specialty loans. By constantly updating our loan programs and pricing based on market patterns, Mutual of Omaha Mortgage ensures that we deliver extremely competitive intere...

Promoted
On The Money Talent Acquisition Partners
Cleveland, Ohio

We are searching for licensed loan officers in the Northeast Ohio area to join this dynamic organization. Three to Five years of mortgage sales experience, originating conventional and government real estate mortgage loans. Fastest Growing Companies in America for the past seven years and are also r...

KeyBank
Cleveland, Ohio

The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solutions that meet their needs and financial objectives. Experience as a loan officer in 1st mortgage produc...

NVR Inc.
Cleveland, Ohio

Positively impact the customer experience, while maintaining weekly contact with all borrowers, brokers, NVR Mortgage staff, and NVR Homebuilding partners to answer questions regarding specific loans, share loan status, and build relationships. At least 2 years of professional experience in conventi...

Mutual of Omaha Mortgage
Seven Hills, Ohio

Job Summary The Junior Loan Officer provides administrative support to the Loan Officers and a high level of service to our customers via email and phone, providing information about the loan process, supporting basic questions, and gathering information from customers as directed by the Loan O...

Howard Hanna Real Estate Services
Cleveland, Ohio

Achieve loan origination targets: loan officers are expected to meet or exceed loan origination goals to drive business growth and revenue generation for the company. Build and maintain relationships: loan officers are expected to cultivate strong relationships with clients, real estate professional...

PNC Bank NA
Independence, Ohio

Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products. Recommends loan solutions in accordance with lending guidelines and clients' requirements. Develops and prepares loan solutions and refers products and services; reviews documentation to ensure comp...

PNC
Cleveland, Ohio

As a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Cleveland, OH. Loan Origination – Knowledge of the skills, methods and technologies used to process new loan applications; ability to perform loan origination activities while adhering to established policies and pro...

Mutual of Omaha Mortgage
Seven Hills, Ohio

We specialize in affinity relationships, where very competitive pricing is offered! Mutual of Omaha Mortgage is a full-service lending division offering a complete line of residential mortgage, refinancing, and specialty loans. By constantly updating our loan programs and pricing based on marke...

Howard Hanna Real Estate Services
Mayfield Heights, Ohio

Achieve loan origination targets: loan officers are expected to meet or exceed loan origination goals to drive business growth and revenue generation for the company. Build and maintain relationships: loan officers are expected to cultivate strong relationships with clients, real estate professional...