Manager: UW Voluntary Products

Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose : Bringing our heart to every moment of your health.

This purpose guides our commitment to deliver enhanced human-centric health care for a rapidly changing world. Anchored in our brand with heart at its center our purpose sends a personal message that how we deliver our services is just as important as what we deliver.

Our Heart At Work Behaviors™ support this purpose. We want everyone who works at CVS Health to feel empowered by the role they play in transforming our culture and accelerating our ability to innovate and deliver solutions to make health care more personal, convenient and affordable.

Position Summary

Performs underwriting analysis and risk assessment for new and / or renewal of large group contracts 5,000 10,000 and accountings at a advanced level.

• Assigned cases / book of business will include multiple product types, funding arrangements and / or rating methodologies.
• Prepares and delivers complex, high profile new business quotes and / or existing business renewals.
• Collaborates with field sales and account management on complex or high profile cases.
• Presents information to employers, brokers and consultants.
• Independently reviews work for accuracy, identifies risks and makes recommendations to manage risk while growing or retaining membership.
• Utilizes advanced functionality of underwriting tools, systems, and reference materials to produce accurate quotes and / or renewals.
• Applies underwriting guidelines, negotiates financials and grants underwriting exceptions / financial variances for their assigned cases within the authority limit for the position.
• Escalates exceptions outside authority limit to manager.
• Produces timely and accurate customer specific documents, deliverables and account related information.
• Ensure the pricing supports the quote / renewal strategy.
• Peer review others work for accuracy.
• Assists department with projects or workgroups. Identifies and may lead process improvement through automation or process change.

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Required Qualifications

• 3+ years experience in healthcare (dental, vision, life, voluntary, medical) underwriting / accounting pricing methodologies and funding arrangements.
• Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment.
• Demonstrated ability to utilize analytical and independent thinking skills.
• Demonstrated success in collaborating with others to meet / exceed expectations.
• Experience providing clear and concise written and verbal communications.
• Experience working with standard Microsoft Office product with advanced skills in Microsoft Excel.

Preferred Qualifications

Minimum 2 yrs experience in Voluntary underwriting / accounting pricing methodologies and funding arrangements.

Prior experience working with and communicating with the Broker Market in providing clear and concise communication specific to the Voluntary product market.

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Education

Bachelor's Degree or equivalent experience.

Pay Range

The typical pay range for this role is :

$60,300.00 - $139,200.00

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls.

The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors.

This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

In addition to your compensation, enjoy the rewards of an organization that puts our heart into caring for our colleagues and our communities.

The Company offers a full range of medical, dental, and vision benefits. Eligible employees may enroll in the Company’s 401(k) retirement savings plan, and an Employee Stock Purchase Plan is also available for eligible employees.

The Company provides a fully-paid term life insurance plan to eligible employees, and short-term and long term disability benefits.

CVS Health also offers numerous well-being programs, education assistance, free development courses, a CVS store discount, and discount programs with participating partners.

As for time off, Company employees enjoy Paid Time Off ( PTO ) or vacation pay, as well as paid holidays throughout the calendar year.

Number of paid holidays, sick time and other time off are provided consistent with relevant state law and Company policies.