Compliance BSA Investigator

BSA / AML Investigator

The BSA / AML Investigator supports the organization's compliance with the Bank Secrecy Act (BSA), USA PATRIOT Act, and Anti-Money Laundering (AML) regulations. This role is responsible for reviewing potentially suspicious financial activity, monitoring high-risk accounts, and documenting findings in accordance with internal policies and regulatory expectations. The individual will collaborate with compliance staff, front-line teams, and other business units, as well as interact with regulators or law enforcement when necessary. This description provides a general outline of responsibilities and expectations. Duties may vary and additional assignments may be required.

Key Responsibilities

• Investigate alerts and unusual account activity to identify potential money laundering, terrorist financing, or other illicit financial activity.
• Perform enhanced due diligence reviews on high-risk customers and accounts.
• Document case findings in the compliance system with clear, accurate, and complete details.
• Escalate concerns and present investigation results to senior compliance staff when appropriate.
• Assist with maintaining and enhancing departmental procedures for monitoring and reporting.
• Stay informed of evolving regulatory requirements and industry best practices to strengthen compliance efforts.
• Provide recommendations on risk mitigation strategies to management.
• Support departmental projects and other tasks as assigned.
• Adhere to all company compliance policies, procedures, and controls.

Qualifications Required

Preferred