Risk Analyst I

Summary :

The Analyst, Risk I will support the oversight of the firm’s operational risk management strategy by assisting risk management related projects and the ongoing develop efforts to monitor and assess the effectiveness of controls.

Essential Job Duties and Responsibilities :

Facilitate the maintenance of Risk and Control libraries with business areas within Origination and Servicing.

Perform control testing activities to support the residual risk level assessment of an area or process.

Assist Risk Manager(s) in the completion and content of a Risk and Control Self-Assessments and in the development, communication, and implementation of the risk management framework and associated risk methodologies.

Assist with special projects of varying topics and degrees of sensitivity, as needed.

Ensure documented procedures within Operations Risk remain current and maintained.

Be aware and knowledgeable of the mortgage industry risk trends, requirements.

Responsible to ensure clear, concise, and effective communication is at the core of all communication to business partners and senior management.

Ability to multitask and be extremely flexible in the workday activities.

Comply with all company policies and procedures.

Maintain regular and punctual attendance.

Other Job Duties and Responsibilities :

Performs other related duties as assigned.

Supervisory Responsibilities :

This position is an individual contributor.

Qualifications :

To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required.

Able to read, interpret, apply, and communicate policies and procedures that may be complex.

Prior Mortgage experience preferred.

Ability to work in a team environment, recognizes and acts on changing priorities.

Excellent verbal and written communication skills.

Familiar with a variety of mortgage banking concepts, practices, procedures and understanding compliance regulations.

Strong analytical skills and attention to detail.

Identify gap analysis of controls to weaknesses.

Strong ability to manage time and multitask.

Strong project management skills must be operations oriented.

Education and / or Experience :

Bachelor’s Degree from a Four (4) year College or University preferred and three (3) years of risk analysis or related field.

Certificates, Licenses, Registrations :

None Required

Work Complexity :

Problems and issues faced are general, and may require understanding of broader set of issues but typically are not complex.

May require familiarity with the financial / mortgage (or job-specific) industry. Problems require understanding of other job areas.

Problems are typically solved through drawing from prior experiences, with analysis of the issue

Work Environment :

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work is normally performed in a typical interior office work environment which does not subject the employee to any hazardous or unpleasant elements.

The noise level in the work environment is usually moderate.

Physical Demands :

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear.

The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms.

The employee must occasionally lift and / or move up to 25 pounds.

Equal Employment Opportunity :

The company is committed to providing equal employment opportunities to all employees and applicants without regard to race, ethnicity, color, sex, marital status, sexual orientation, gender identity or expression, pregnancy, religion, national origin, age (40 and over), disability, military status, genetic information, or any other basis protected by applicable federal, state, or local laws.

Americans with Disabilities Act :

Applicants as well as employees who are or become disabled must be able to satisfactorily perform the essential job functions of the position either with or without reasonable accommodation.

Applicants as well as employees are encouraged to meet with Human Resources as the organization shall review reasonable accommodations on a case-by-case basis in accordance with applicable law.

Job Responsibilities :

The statements reflect the general duties and responsibilities considered necessary to perform the essential functions of the job and should not be considered as an all-inclusive list of all the work requirements of the position.

The company may change the specific job duties with or without prior notice based on the needs of the organization.