Credit Review Team Lead Sr.

Description

Summary :

The Credit Review Team Leader Sr. will report directly to the Credit Review Group Manager. This role involves leading a team in various credit risk review engagements and continuous monitoring activities associated with a strong independent credit review and / or similar credit risk management function.

The Credit Review Team Leader Sr. has a proven track record in a Credit Review management role or similar leadership position and has demonstrated exceptional delivery results within a demanding environment.

Duties and Responsibilities :

• Serve as the departmental subject matter expert in credit risk in one of more of the segments within the commercial and / or consumer portfolios and have general knowledge of lending support area practices impact on credit risk within the financial services industry.
• Develop and maintain working relationships with executive bank management, regulators, segment leadership as well as with the broader Credit Review team to execute review responsibilities effectively and efficiently.
• Contribute to the development and execution of Credit Review’s annual and strategic plans.
• Participate in the monitoring of credit-related risk throughout the Bank and the Holding Company including subsidiaries.
• Provide technical guidance for integrated CR engagements.
• As part of the respective credit risk focus area, develop and manage a credit review program which assesses the management framework in selecting, underwriting, and administering the direct and indirect credit risk inherent in products / services and related activities administered by business segments, assess adherence to policies and procedures and compliance with legal and regulatory requirements, and evaluate results to determine if issues exist and improvement recommendations are necessary.
• Coordinate with the management team the development of credit review objectives and related procedures to address relevant credit risks.
• Contribute to the continuous improvement of Credit Review tools and methods.
• Identify and communicate emerging risk issues to enhance credit risk management practices across the enterprise.
• Through contribution to Credit Review leadership presentations, provide senior management and the Board of Directors with information regarding the identification, measurement, and management of credit risk for designated credit risk focus area.
• Represent Credit Review in risk meetings with business segments and affiliates, executive leadership, and the Board when necessary.
• Monitor annual plan progress and changes, engagement budget / staffing and recommendation status and follow-up related to areas of responsibility.
• Serve as SME / EIC on special projects / targeted reviews outside of traditional exams.
• Performs other duties as assigned.

Basic Qualifications :

• Bachelor’s Degree
• 10+ years of progressively responsible experience in credit review, risk and / or credit risk management, portfolio monitoring, underwriting and / or analysis, including a management role

Preferred Qualifications :

• Strong working knowledge of risk and / or credit risk management and control frameworks
• Strong verbal and written communication skills, the ability to engage in difficult conversations, as well as ability to manage multiple engagements / projects simultaneously are essential to providing a strong, independent role when evaluating areas of the Bank and Holdco
• Prior Credit Review and / or risk officer experience.
• Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals.
• Technical accounting (GAAP) or financial statement analysis knowledge
• Working knowledge of MS Access, Excel, Word and credit / statistical analysis tools
• Conflict management experience

Exempt Status : (Yes not eligible for overtime pay) ( No eligible for overtime pay)

Workplace Type : Hybrid

Hybrid

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