Mortgage Closer

Exchange Bank
Omaha, NE, US
Full-time

Job Description

Job Description

MORTGAGE CLOSER - Omaha, NE (Remote is not an option)

This position’s primary responsibility will be to prepare closing transactions for mortgage customers while providing superior customer service to ensure a professional and timely transaction for all involved.

The position requires attention to detail and the ability to manage time well in a fast-paced work environment.

JOB DUTIES :

Prepare and complete accurate and compliant Initial and Final Closing Disclosures within the TRID timing guideline requirements.

Monitor borrower’s receipt of the Closing Disclosure.

Re-disclose Closing Disclosures as required for change in circumstance events or APR changes and determine the new waiting period.

Coordinate delays with lenders and title company.

  • Review title commitment, homeowner’s insurance, flood certification, invoices, etc. to make sure all information is inputted and showing correctly on closing documents
  • Review file to make sure all compliance guidelines are met (HMDA, RESPA, TRID, etc)
  • Analyze and interpret compliance report for each file (MAVENT)
  • Prepare closing documents to ensure loan is closed properly and meets program and investor guidelines.
  • Work closely with Lenders, title company and borrowers to ensure a smooth closing experience for all involved.

JOB REQUIREMENTS / QUALIFICATIONS :

  • High School diploma or equivalent required. College degree or business-related training / education with equivalent work experience preferred.
  • 2+ years of experience in mortgage closing and / or processing.
  • Knowledge of different loan types and mortgage industry regulations
  • Previous experience with Encompass or similar loan processing program is preferred
  • Excellent communication skills, both verbal and written.
  • Must be able to demonstrate organization and the ability to handle a heavy workload and multiple tasks in a professional, efficient manner.
  • Ability to work in a team environment.
  • High level of accuracy with attention to detail and ability to handle confidential information.

Full Time - M-F

Benetfits :

Health, Dental, Vision, Life, and Disability Insurance available.

Paid holidays, vacation and sick time.

401k with company match.

Traning courses provided.

Exchange Bank is an Equal Opportunity Employer, M / F / Disability / Protected Veteran

hc116099

14 hours ago
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