Mechanics Bank is currently searching for a full time Sr. Universal Banker to join our team at our Nipomo Branch .
The Sr. Universal Banker performs the full range of new account transactions according to established procedures. Identifies and closes ethical and appropriate sales and service opportunities for Retail Banking consumer and business customers and prospects, including deposit and lending products, additional banking services and external products through approved partners according to procedure.
Performs senior level transactions including, but not limited to, complex account type account opening, account maintenance, customer problem resolution and business lending package reviews.
May support teller line transactions, including cash handling and other operational duties such as approving transactions and providing dual control support within the branch as needed.
Highly knowledgeable in banking products and services, as well as full compliance will all banking regulations and internal policies and procedures.
Delivers excellent customer service and is a significant contributor to the branch sales performance.
What you will do :
Represents the Bank and its products and services with pride and enthusiasm. Senses and responds to customer needs. Identifies and pursues new or related customer opportunities for additional products and / or services.
Provides comprehensive deposit services to individuals, fiduciary, and small businesses in a retail branch. Promotes the full range of deposit and lending products and services that best meets the client's needs.
Receives, processes and closes consumer loan and small business loan applications and reviews loan packages for required documentation.
Clarifies to customer basic qualifications for the loan(s), rates, terms and conditions. Keeps customer apprised of loan application status.
Assists customers with account maintenance, adoption of digital banking channels, and other complex account issues. Deepen relationships and resolve concerns presented by clients.
Provides teller line support and performs routine teller transactions as needed. Responsible for maintaining and balancing a cash supply for transactions performed.
Reviews client transactions for red flags and fraudulent items. Maintains awareness of current criminal scams used against banking clients.
Prevents clients from becoming victims of fraud. Escalates concerns to management for resolution.
Maintains compliance with established internal operational standards and Federal and State regulations to protect the interest of the Bank and customers;
reviews the work of others for compliance.
May lead and direct the activities of Customer Service Representatives and other Universal Bankers.
Who you are :
High School Degree or GED required.
Minimum of 2 years bank operations and sales experience required.
Notary license preferred.
Excellent interpersonal skills, attention to detail, and customer service.
Ability to work independently and collaborate effectively as a team member.
Ability to make decisions and review and approve other employee decisions.
Extensive knowledge of Bank deposit products and services.
Thorough knowledge of Bank's standard loan products.
Knowledge of small business and consumer credit principles and practices.
Extensive knowledge of alternative Bank services and products and vendor provided products.
Ability to persuade, including the value and benefits of using the Bank's services and products.
Knowledge of applicable Federal and State banking regulations.
LI-JM1
Pay Range : $21.00 - $28.00 hourly
Final compensation package will be determined by the work experience, education, and / or skill level of the applicant along with internal equity and alignment with geographic market data.
- Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law.
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