Center 3 (19075), United States of America, McLean, VirginiaManager, Product Management- Business, Cards and Payments
Small businesses have unique spending needs; sometimes opportunities come along that require them to amp up their spending quickly, and they need solutions to help them succeed.
But that can be risky for the lender how can we support our small businesses without adding undue risks for the company?
That’s where our team comes in : our products help Small Business customers spend what they need while still protecting the company from risk.
Our team leverages Open Banking and Small Businesses’ data to power Business Cards & Payment products. We are currently focused on getting more businesses to enroll in our data sharing capabilities as well as on coming up with innovative ways to leverage that data - e.
g. : We are already leveraging external financial information to improve parts of our Small Business underwriting process.
In this role, you will define and operationalize the data ecosystem for Small Business external data. You will work closely with business analysts, engineers, and other cross functional teams to create integrated roadmaps, prioritize development, define metrics and key results, and deliver scalable, quality Data Products that power the company’s most critical experiences.
You will own the scaling of our connected banking products and infrastructure to be automation-ready so that it can power real time experiences, including Underwriting.
Helping to harness the combined power of external financial data, and other new business data sources to deliver increased PVol and NPV to the business.
In this role, you’ll be expected to demonstrate proficiency in five key areas
Human Centered
You’ll define clear and actionable problem statements to help teams deliver results while displaying a comprehensive understanding of iterative software delivery, capable of thin-slice MVP grooming
You’ll leverage customer insights to influence priorities and roadmap feature development while advocating for and driving alignment between stakeholders in the development of acceptance criteria
You’ll obsess over UX / UI patterns and seek to create world class, omni-channel experiences
Business Focused
You’ll own and prioritize the near-term product roadmap to deliver on business outcomes, quickly identifying points of leverage in complex problems or systems, and utilizing data effectively to define success metrics and measurable outcomes
You’ll utilize balanced judgment in decisions about risks of both actions taken and not taken while innovating on ways to iterate faster in a well-managed way for the immediate team
Technology Driven
You’ll understand and leverage technology and end-state architecture vision to partner with technology team to drive comprehensive design decisions out of white space technical problems
You’ll share business strategy and roadmap with Tech partners to establish context while also leading and facilitating agile ceremonies alongside Tech Lead
You’ll deliver value by creating reusable, extensible and resilient capabilities and proactively identify opportunities when key metrics on security, resilience and performance are not performing
Integrated Problem Solving
Develop and champion a bold vision that drives meaningful outcomes by embracing the art of the possible
Build frameworks for complex decision making that enable effective debate and accelerate getting to the right answer
Transformational Leadership
You’ll develop and communicate a 6-month vision to senior stakeholders and partner teams with accurate details and transparency on risks and impediments, and proactively build relationships with those outside of your immediate team resulting in horizontal influence
You’ll Contribute to team culture and recruiting by leading activities to attract and retain top talent and mentoring and developing junior product associates
Basic Qualifications :
Bachelor’s Degree or military experience
At least 3 years of product management experience or at least 3 years of experience in product design, agile delivery, business analysis, data science, or software engineering
Preferred Qualifications :
Bachelor’s Degree in Computer Science or Engineering
MBA or Master’s degree
2+ years of experience in Agile product management
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.
Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace.
All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law.
- Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law;
- San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act;
and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.