Commercial Banking Associate

Why Work at Bremer?

Are we a bank? Absolutely. But when it comes to careers, you'll find that there's a lot more to our business than you might expect.

We’re passionate about helping customers throughout Minnesota, Wisconsin and North Dakota succeed and grow. Our commitment to authentic and enduring relationships starts by taking time to listen and learn about our customers’ goals, and innovate to solve their challenges, not only through financial resources but also deep knowledge, insights and ideas.

We expect, encourage and reward entrepreneurial thinking from our employees. We have a shared purpose of cultivating thriving communities, inspired by our founder, Otto Bremer, who spent his lifetime supporting the communities that his banks served in new and unexpected ways.

That commitment to community and creative problem-solving contributes to Bremer’s culture.

If you want the next chapter in your story to be one where you make a real difference for our customers, communities and economies, we’re the bank to join.

We foster diversity, equity and inclusion, building on the legacy of our immigrant founder. If you’re curious, enjoy collaborating, and start each day with the customer in mind, we invite you to join our team!

Job Description

The Commercial Banking Associate serves as a critical partner within the commercial, commercial real estate, business and ag bankers and the clients they serve.

This role measures success by :

• Creating capacity for bankers
• Meeting or exceeding performance SLA’s
• The overall customer experience

This team is primarily responsible for focusing on those duties that support credit transactions. This role engages with all parties to ensure the credit process is seamless to the customer.

Loan documentation is submitted accurately, renewals are done timely, and closings are successful and seamless. All of this will be accomplished by engaging members of the credit process delivery, collateral management, loan documentation teams as well as the tickler, upload, and servicing teams.

This role requires service standards are met and loan documentation and file maintenance is in compliance with all applicable standards, policies, procedures and regulatory requirements.

This role serves as secondary level of communication with clients answering questions and helping solve problems to maintain customer satisfaction and allow banker time to concentrate on sales delivery.

Key responsibilities include direct customer support; acting as a primary contact for the clients in support of the banker, preparation & reviewing reports, loan closing due diligence, reviewing documentation;

assisting with loan closings; and maintenance of files. This position will also be responsible for participating in various audits and exams related to the lending process.

Work will be documented, defined, and measured via clear KPI’s that drive desired outcomes.

Specialization of these duties may allow for certain loan specialists to be subject matter experts in certain segments. Some loan specialists may have responsibilities in other Bremer specialized functions such as the SBA or FSA or Franchise programs.

In addition to loan support, this position also assists in banker support related to deposit and treasury management products assisting bankers as a secondary contact for clients as it relates to deposit account opening, deposit management, and coordination with treasury management inquires.

They may also be required to perform other duties as assigned to fulfill market (branch) needs.

QUALIFICATIONS :

• Combination of education and experience, generally acquired through the attainment of a high school diploma
• Commercial Banking Associate 1 (N64) - AND at least one year of financial services experience.
• Commercial Banking Associate 2 (N65) - AND at least three years of related banking experience.
• Commercial Banking Associate 3 (N66) - AND at least five years of related banking experience OR a Bachelors degree and one year of related banking experience.
• Loan Operations Experience.
• FIS IBS System, Moody’s Lending Cloud, and Microsoft Office software programs experience preferable.
• Work to become proficient in the following programs : Salesforce (Otto), Service Now, Core Logic, ValuTrac, FCM (Imaging), Docusign.
• Demonstrated ability to engage in active listening.
• Demonstrated ability to effectively present information and respond to questions from groups of employees, managers, and / or customers.
• Demonstrated ability to respond effectively to sensitive inquiries or complaints from customers, employees, and / or regulatory agencies.
• Demonstrated ability to provide work direction to others, communicate expectations, and manage and deliver honest feedback.

LI-hybrid, #LI-KB1

Bremer Values & Benefits

Our Values

Collaboration : We work elbow-to-elbow with our customers, making a difference for them in good times and bad. We share our skills, knowledge and experience to support each other every day.

Commitment : We’re deeply invested in the places we live and work, and we’re always ready to do whatever it takes to help our neighbors and communities thrive and grow.

Creativity : Imagination and innovation are essential to helping our customers and Bremer succeed. If there’s a better way to do something, we’ll find it or create it.

Our Benefits

At Bremer, we are committed to supporting and growing the we call home. Our people understand that they represent our name and reputation in every conversation, and that they’re backed by an organization that values finding a better way to get things done.

• Not just the 401(k), pension plan, healthcare, and vacation kind (we’ve got those), but the kind of everyday benefits that get you excited for what each day holds.
30+ days ago