Wise is a global technologypany, building the best way to move and manage the world's money. Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, about our mission .
Job Description
Head of Productpliance - North America
We're looking for a Head of Productpliance to join our growing Product team here in North America, our largest and fastest growing market.
This role is a unique opportunity to have a direct impact on the Wise Mission to continue to empower millions of people with instant, boardless money.
While also developing your skills as a Productpliance leader.
Your mission :
Wise has already pioneered new ways for people to transfer money across borders and currencies. Your mission is to enable our product team in North America to launch new products and grow our presence in the and Canada through a deep understanding of the regulatory and financial crime requirements while conducting directmunication with Regulators and Auditors to understand the expectations around them.
This is a first line Productpliance lead role, hands-on and embedded in the North America Product Squad.
You will be leading a team responsible to :
Product and regulatory change design :
- empower Product Teams to buildpliant by design new products and services by advising them on how to implement regulatory requirements in a customer-oriented way while fully adhering to regulatory requirements;
- ensure that regulatory analysis of new products and services are performed and well-documented, and that related controls are implemented consistently prior to launch;
- ensure that regulatory change gap analysis are performed and that implementation plans are timely executed;
Audit, risk and remediation (including Fincrime) :
- conduct audit management and, where required, challenge audit findings in collaboration withpliance second line and Product teams,
- ensure that remediation plans are agreed upon across lines and executed timely;
- advise Product and operational teams on how to interpret regulatory requirements or improve processes to avoid regulatory breaches and / or incidents;
- in collaboration with Risk andpliance second line and North America Product Squad, drive the quarterly reporting on North America regulatory risks;
- represent Wise in external meetings with Banking Partners and Regulators;
Third parties relationships :
- clearly and effectively articulate our controls and all Wise Products (including Wise Platform , our payment infrastructure offer);
- provide input on regulatory related agreements and clauses, always representing Wise customer-oriented culture while ensuringpliance.
This role will give you the opportunity to :
- grow your hands-on Fintech knowledge at full speed;
- keeppliance right at the heart of the product development cycle, in a fast-moving environment;
- be empowered to identify regulatory issues or opportunities and take a lead in execution.
About you :
- You have the ability to drive business decisions by convincing both internal and external parties such as Regulators, Auditors, and internal Product Teams on product execution
- Have a deep understanding of our product and service offerings, customers, andpany and how they are impacted by regulations (including financial crime)
- ability to prioritize effectively and call-out what are the key areas of improvement and implementation required from a regulatory point of view
- ability to effectivelymunicate with Product Managers and Engineers and provide practical, actionable, and value added rmendations
- a natural owner, that drives and delivers project from inception topletion, timely and with attention to the details
- A strong people leader with experience building and scaling Productpliance teams
- experience (or interest) in working in a fast-growing environment
- previous financial regulation advisory role or experience in apliance / legal department, risk and control function or in a consultancy environment
- expert of major US Financial Regulation ( Reg E, UDAAP, and FINTRAC)
- ability to analyze and interpretplex regulatory frameworks and apply them effectively
- ability to deal with multiple regulatory domains ( regulatory permissions, consumer protection both in payments and investment environments, client assets, AML, security, privacy, etc.
and to understand how they interact with one-another
- willingness to travel, as Wise offices are located across different countries; and
- legally authorized to work in the
Some extra skills that would be great :
- experience in building a team from the beginning
- experience with Confluence, Jira
- experience working with global teams
Key Benefits :
- $207,000 - 258,000 salary
- RSU's in a rapidly growingpany
- An annual self-development budget
- Medical, dental, & vision insurance - including HSA and FSA options
- pany-paid : Life Insurance, Short & Long-Term Disability, and an EAP program
- Flexible working model - a mix of working from home and from the office
- Relocation expenses covered
- 25 days PTO, 15 sick days, 11 holidays, 5passionate leave days, 3 paid "Me" days and a paid volunteer day, annually
- A paid 6-week sabbatical leave after four years
- 18-weeks of paid parental leave, after a year with us
- 401k with up to a 4% employer match
- 2023 Austin BuiltIn Best Award winner for Best Places to Work and Best Large Places to Work
Qualifications
For everyone, everywhere. We're people building money without borders - without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and 're proud to have a truly international team, and we celebrate our Wiser should feel that they can be themselves at work.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to share their contributions towards mission zero and able to progress in their diverse teams that reflect our diverse customer base helps us build a better product.
We can be more creative and empathetic to our customer's needs and make sure we leave no-one behind on our journey to mission-zero.
Additional Information
For everyone, everywhere. We're people building money without borders - without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit .
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