Financial Advisor

Being a life insurance agent and financial advisor offers a fantastic career opportunity for several reasons. Firstly, it combines a deep sense of purpose with the potential for substantial financial rewards.

You'll have the chance to make a meaningful impact by helping clients secure their financial futures, manage risks, and achieve their personal goals.

The role also offers flexibility, allowing you to tailor your work to fit your lifestyle and schedule. Additionally, it provides opportunities for continuous learning and professional growth in a dynamic industry.

With the potential for a rewarding career, both personally and financially, it’s a role that can offer long-term satisfaction and success.

Compensation : $50,000

$50,000

Responsibilities :

• Client Consultation : Meet with clients to understand their financial goals, needs, and personal circumstances.
• Policy Recommendations : Advise clients on suitable life insurance policies and financial products based on their individual needs.
• Policy Sales : Present and sell life insurance policies, including term, whole, and universal life insurance.
• Application Assistance : Help clients complete insurance applications and ensure that all necessary documentation is submitted accurately.
• Underwriting Coordination : Work with insurance companies to facilitate the underwriting process and address any issues that arise.
• Claims Support : Assist clients with filing claims and provide support throughout the claims process.
• Client Education : Educate clients about insurance products, coverage options, and the benefits of different policies.
• Ongoing Service : Provide ongoing support to clients, including policy reviews, updates, and adjustments as their needs change.
• Market Research : Stay informed about industry trends, new products, and changes in regulations to offer the best advice to clients.
• Compliance : Ensure all activities comply with legal and regulatory requirements, including maintaining proper licensing and certifications.
• Relationship Building : Build and maintain strong relationships with clients to foster trust and encourage long-term client retention.
• Sales Goals : Achieve sales targets and performance metrics set by the insurance company or agency.

Qualifications :

• Strong Communication Skills : Ability to clearly explain complex insurance concepts and policies to clients.
• Sales Skills : Proven ability to effectively sell products and handle objections.
• Empathy and Listening Skills : Genuine concern for clients’ needs and the ability to understand their financial situations and goals.
• Analytical Skills : Capability to analyze clients' financial situations and recommend suitable insurance solutions.
• Detail-Oriented : Attention to detail in completing applications, handling paperwork, and ensuring compliance with regulations.
• Organizational Skills : Ability to manage multiple clients and tasks efficiently, and maintain accurate records.
• Self-Motivation : Driven to meet sales targets and achieve personal and professional goals.
• Ethical Standards : High level of integrity and professionalism in dealing with clients and handling sensitive information.
• Customer Service Orientation : Commitment to providing excellent service and maintaining strong client relationships.
• Adaptability : Ability to adapt to changing market conditions and client needs.
• Knowledge of Financial Products : Understanding of life insurance products and financial planning principles.
• Licensing and Certification : Relevant state licenses and certifications, or the willingness to obtain them.
• Tech Savvy : Comfort with using CRM software, online tools, and other technology to manage client information and sales processes.

About Company

New York Life’s mission is to provide financial security and peace of mind through our insurance, annuity, and investment solutions.

We act with integrity and humanity in all our interactions with our policy owners, business partners, and one another. Grounded in both confidence and humility, we serve as stewards for the long term.

We are here for good , reflecting both the permanence of New York Life and our commitment to do the right thing in business and society.

Everything we do has one overriding purpose : to be there when our policy owners need us.