Audit Senior Manager - Treasury (Liquidity)

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Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

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And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

IAG is a worldwide function with 200+ team members and offices across nine countries within American Express. We are committed to growing our audit staff significantly as we continue to expand and enhance the Internal Audit Group.

Our assurance and risk professionals have diverse backgrounds including internal controls, consumer compliance, technology, operational risk, financial accounting, data analytics, and banking operations.

Most IAG team members hold at least one professional certification. Our audit teams align to key risk areas and business units to ensure IAG can provide comprehensive and risk-based audit coverage.

In addition, IAG has a Professional Practices group responsible for managing audit operations, quality, and standards; regulatory relations;

reporting; training and professional development; and key internal capabilities and technologies.

How will you make an impact in this role?

Execute the internal audit process, including all requirements for audit planning, execution, report writing and discussions with stakeholders on any potential audit findings for the Treasury portfolio focusing on Liquidity Risk Management (LRM).

Effectively challenge the First- and Second-line Treasury and Risk Management teams to ensure that the key governance, risk management and internal control processes are adequately designed and operating effectively.

Remain current on the regulatory rules addressing LRM, including (but not limited to) Regulations YY and WW, and changes within the industry that may impact audit coverage / audit plan.

Execute continuous business monitoring with an external perspective and an enterprise mindset.

Validate management’s corrective actions to address audit findings and regulatory gaps. This involves reviewing applicable regulatory requirements, assessing / confirming compliance gaps, and evaluating management’s remediation activities to confirm that the regulatory requirements are effectively and sustainably addressed.

Develop ideas and implement data analytics in support of the department’s NextGen initiative.

Develop effective stakeholder relationships and have a strong understanding of the Company’s business model, its products, services, and organizational units.

Identify and calibrate the primary sources of risk and design effective audit test plan to assess the control environment.

Lead meetings with internal and external stakeholders.

Effectively coach and mentor less experienced colleagues and co-sourced resources in geographically diverse locations across all aspects of their role, the audit and analytic lifecycle, audit methodology, best practices, and banking concepts and products (including associated risks and controls).

Minimum Qualifications

Bachelor’s degree in accounting, economics, or finance.

5+ years of relevant work experience in one of the following : (1) 1st LoD Treasury (Liquidity), (2) 2nd LoD Treasury Risk Oversight or (3) Internal Audit at a major financial institution in the U.

S. (i.e., Category I, II or III banking institution under the Tailoring Rules).

Experience validating internal controls and deep understanding of risk assessment concepts to assess and challenge the existing controls framework supporting the management of liquidity risk.

Strong written and verbal communication skills that deliver quality, actionable and impactful feedback to management on potential control issues and solutions to close gaps.

Proven ability work independently and to lead team members in a way that encourages, develops, and delivers results.

Effective project management skills, the ability to manage competing priorities and employ creative thinking to lead and manage multiple projects.

Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), and scorecards / dashboards.

Ability to break-down a complex problem into components, solve them using data analysis, process knowledge and risk / control knowledge, and communicate data analysis, issues and control recommendations with transparency and integrity.

Preferred Qualifications

CFA, CPA, CIA, CRMA certifications.

Experience of liquidity risk management including, but not limited to internal liquidity stress testing, cashflow forecasting, intraday liquidity risk management, collateral management, contingency funding planning, liquidity risk limits calibration / monitoring (including LCR), FR 2052a reporting, etc.

Knowledge of other Treasury risk areas (e.g. ALM, capital risk management, CCAR).

Background in information systems, data analytics or information technology.

Experience interacting with U.S. regulatory examiners.

Salary Range : $90,000.00 to $165,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include :

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities
30+ days ago