Location :
Homeowners Property Desk Adjuster - CA in Gardena, CA at National General Insurance Location :
Experience :
Not Specified Job Description
Primary Purpose :
Responsible for confirming coverage, investigating, negotiating, setting reserves and settling covered claims of moderate exposure within their personal settlement authority.
Perform duties in accordance with the Claim Handling Guidelines and managerial direction.
Essential Duties and Responsibilities :
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below.
Specific activities may change from time to time.
- Provide the best possible claim service to both internal and external customers
- Promote teamwork and proactively seek opportunities to assist fellow associates with common challenges, i.e. systems use, file quality, etc.
- Perform thorough investigation, confirm and interpret coverage issues and draft the appropriate reservation of rights or disclaimer letters as needed for manager approval;
refer files to SIU when qualifying issues arise
- Complete an inspection of the property damage including completion of a Xactimate Report package
- Solicit estimates and photographs on smaller losses utilizing MyClaimPics to desk adjust claims
- Retain cause and origin experts, engineers, building consultants and any other necessary experts as warranted with manager approval;
obtain police, fire, weather reports, etc., as needed
- Responsible for proper and timely reserving in accordance with our reserving philosophy
- Update the claim database system with proper and adequate coding and documentation
- Utilize and maintain diary on all open claims
- Review all bills, estimates and Proofs of Loss prior to making settlement and payment of claim
- Make recommendations to manager on damages exceeding adjusters authority
- Review vendors bills for accuracy and resolve any billing issues or inconsistencies with the vendor
- Determine subrogation / salvage potential on all claims; refer claim to subrogation when warranted
- Handle or oversee CAT claims as necessary
Required Skills and Competencies :
The requirements listed below are representative of the knowledge, skill and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Bachelors Degree or in-lieu of degree equivalent education, training and work-related experience
- Obtain / Maintain appropriate licensing or educational requirements
- Possess solid knowledge of Homeowners policies, endorsements and state / local regulations
- Ability to analyze and apply coverage on small to medium loss scenarios
- Ability to operate with a proactive claim handling mind set to drive results
- Ability to resolve conflicts, problem solve and empathize with customers, both internally and externally
- Ability to successfully work in a fast paced environment
- Proficient in Microsoft Office (Word, Excel, Outlook, PowerPoint)
- Proficient in estimate writing software
- Possess professional oral and written communication skills
Desired Skills :
- 2+ years of experience in Property claims
- Proficient in writing and reviewing scope of damages and estimates
National General Holdings Corp. is an Equal Opportunity (EO) employer Veterans / Disabled and other protected categories.
All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas.
In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at (336) 435-2000.
Job Requirements
About National General Holdings :
National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A (excellent) from A.
M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products.
We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.
National General is a fast paced, dynamic, and entrepreneurial organization. Our team members live by and exemplify what we call the 4Es.
At National General, we are Energized, Engaged, Empowered, and we Execute every day in order to provide an exceptional experience for our customers! We are passionate about our organization and the value that we add every day.
A successful candidate with National General will embody the 4Es. Our team is poised to outperform the competition. We are National General Insurance and with us you can be extraordinary! Come join our team!
Companies and Partners
Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.
In addition to a phenomenal career opportunity, National General Insurance offers an excellent benefits package including :
Paid Training
Medical, Dental, Vision benefits
Wellness Programs
Life and Short / Long Term Disability Insurance
401k w / Company Match
Company Paid Holidays & Generous Time-off policy
Employee Discount Program
Career Advancement and Development Opportunities
On-site Healthcare Clinic (Winston-Salem and Cleveland offices)
On-site Fitness Center (Cleveland and Dallas offices)
Subsidized parking (Cleveland office)
National General Holdings Corp. is an Equal Opportunity (EO) employer Veterans / Disabled and other protected categories.
All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas.*
In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at (336) 435-2000.
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