Mortgage Loan Processor

Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process?

If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team.

If you’re interested in a dynamic position on a well-established and successful lending team, look no further; apply now! Compensation :

$60,000 - $100,000 yearly

Responsibilities :

• Collect and verify necessary financial documentation, such as credit reports, to complete mortgage loan applications and determine creditworthiness
• Determine the best loan option for the borrower through interviewing and discussion
• Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files
• Document the loan process from origination to approval through our system
• Serve as a liaison between borrowers, mortgage brokers and loan officers, real estate agents, and mortgage lending underwriters to support loan approval
• Verifies that loans originated can be done according to available programs and investor guidelines
• Reviews and analyzes all loan documentation received such as appraisals, loan applications, credit reports, income, assets, and title insurance
• Checks ratios and verifies the accuracy of AUS findings and program applicability
• Inputs loan file documentation accurately into necessary software programs
• Reviews and Submits applications and conditions to the underwriter for approval
• Orders third-party documentation and reports
• Provides status updates to Mortgage Loan Officers
• Identifies potential issues and communicates with the Mortgage Loan Officer
• Monitors overall loan processing cycle time to ensure loan closes on time
• Obtains and verifies clearance of all underwriting conditions and prepares the file for submission to closing
• Regular and Reliable attendance is required as an essential function of this position
• Performs other duties as assigned

Qualifications :

• We prefer an Associate’s degree in accounting, finance, or business - High school diploma or GED required
• Superb analytical skills, time management skills, and attention to detail
• Excellent written and verbal communication skills are a requirement
• Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required
• At least 2 years of loan processing experience required
• Proven history of originating purchase loans
• Willingness to use video conferencing daily
• A college degree is strongly preferred
• Proficient technical skills (Microsoft or Google Suite, experience using a CRM to manage leads, etc.)

About Company

We are a high-paced Mortgage company, and our goal is to provide exceptional customer service. We don't just sell real estate, we work hard to make sure our customers get the best lending experience.

Our staff of agents always looks forward to gaining customer trust and helping them to discover the smarter way to buy a home.