Fraud Specialist

About Us :

At USALLIANCE, we pride ourselves on innovation, teamwork, training and development and career planning. As part of our team, you will have the opportunity to grow both personally and professionally in an inclusive and supportive USALLIANCE in the community and form lasting relationships with our members and partners.

About This Role :

The Fraud Specialist will deliver a range of support services in the areas of fraud, risk mitigation, quality control, compliance and anti-money laundering.

Key Responsibilities :

• Facilitate Fraud CRM and service requests.
• Conduct analysis on transactional data to make determinations of irregular activity through understanding of industry norms, historical member activity and regulatory definitions of suspicious activity.
• Assist and support investigations by utilizing the Credit Union’s resources : i.e. system software, reports, databases, and system applications to determine if suspect account activity meets the established criteria for investigation of suspicious activity.
• Examine reports to determine if situations meet the established criteria for investigating suspected fraudulent or problem accounts.
• Complete the necessary SARs, including investigations and filings.
• Conduct interviews, both independently and in conjunction with other departments, regarding possible policy violations and fraud investigations.
• May analyze compromised accounts and determine point of compromise, other commonalities among victims and their accounts, and the potential of employee misconduct or involvement.
• Pursue the recovery of losses resulting from fraud, theft and embezzlement.
• Assume the responsibilities of the Fraud Manager in his or her absence.

Who You Are :

• Minimum of 3 years of fraud prevention strategy experience in the Financial Services industry.
• Strong project management and data analysis skills.
• Excellent written and verbal communication skills.
• Ability to create effective presentations using Microsoft Office for reporting to management.
• Ability to work both independently and with team members across lines of business.
• Familiar with banking laws and regulations.
• Thorough knowledge of Bank Secrecy Act, USA PATRIOT Act, etc.

What We Offer :

• Competitive Salary and Benefits Package
• Opportunities for Professional Development and Career Growth
• Hybrid Schedule (min. 3 Days in Office to Maximize Collaboration)
• A Collaborative and Inclusive Work Environment
• Paid Time Off, Wellness Time & Paid Federal Holidays
• 401K with 6% Match
• High Performance Culture

Join Us

Become a part of a team where your ideas are valued, your growth is supported, and your work makes a difference. Apply today and take the next step in your career with USALLIANCE.

EQUAL OPPORTUNITY EMPLOYER

USALLIANCE Federal Credit Union, as an Equal Opportunity Employer, values and supports the diverse cultures, perspectives, skills, and experiences within our workforce.

This job description is for informational purposes only and should not be construed as a complete listing of the job responsibilities and requirements.

This job description may be modified at any time, for any reason, at the sole discretion of management.

In the spirit of pay transparency, we are excited to share the base hourly range for this position is $62,400.00 - $77,000.

00 , exclusive of fringe benefits or potential incentives. This position is also eligible for an annual corporate bonus. If you are hired at USALLIANCE Federal Credit Union, your final base salary compensation will be determined based on factors such as skills, education, and / or experience.

In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members as a part is any final offer.

Please keep in mind that the range mentioned above is the full base salary for the role. Hiring at the maximum of the range would not be typical to allow for future and continued salary growth.

We also offer a generous compensation and benefits package.

All positions must adhere to standard BSA / AML policies, procedures, and processes. Employees must demonstrate awareness of business functions and how business decisions affect financial and / or non-financial work results.