Senior Loan Officer

Job Description

Job Description

Do you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams?

If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer.

If you are looking to take the next step in your career, apply now! Compensation :

$300,000 Yearly

Responsibilities :

• Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction
• Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them
• Maintain an active rolling pipeline of funding per our guidelines
• Work closely with industry related professionals to gather and prepare all necessary information to complete underwriting requirements
• Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
• Manage warm transfers and fresh leads, averaging 8 to 10 daily, to effectively drive business growth
• Handle the application process, pitch to qualified borrowers, and guide them through loan options
• After loan sales, the focus shifts to selling to the next borrower as processing staff takes over file management
• Provide counseling to borrowers, educating them on the advantages and disadvantages of different loan products to guide their choices
• Oversee customer interactions and ensure smooth transactions by liaising with realtors, processors, and underwriters
• Maintain a substantial pipeline of loans to meet production requirements effectively
• Collaborate closely with industry professionals to gather and prepare all necessary information, ensuring compliance with underwriting standards
• Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
• Exceed our production standards by maintaining an active pipeline
• Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction
• Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies, and other related industry professionals
• Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them

Qualifications :

• 3-5 years of real estate, mortgage origination, or lending experience required
• Strong understanding of company loan policies and guidelines, as well as all federal and state regulations
• Knowledge of FHA, VA, USDA, conventional, fixed / adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit
• Bachelor's degree in business, finance, banking, real estate, or a related field
• Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
• Strong understanding of HELOC / HELOAN guidelines and structuring
• Current NMLS license
• Strong time management abilities, capable of prioritizing tasks and handling multiple leads simultaneously
• Meticulous attention to detail, ensuring accuracy and compliance with regulations
• Comprehensive knowledge of various loan products, eligibility criteria, and industry trends
• Adaptability to changing market conditions and client needs
• Commitment to ethical conduct and integrity
• Proficiency in loan origination software and other technological tools

About Company

Join our family at Summit Lending!

At Summit Lending, we're not just another company we're a family. Joining Summit Lending means becoming part of a close-knit community where everyone is valued and supported.

Our Core Values are the Heartbeat of Our Company :

Experience is Everything" : We are committed to delivering exceptional service to every client.

Relationships, Not Transactions" : We prioritize building long-lasting connections with clients and colleagues.

Get Better Every Day" : We are dedicated to continuous improvement.

Own The Moment" : We seize opportunities and take responsibility for our actions.

It's All About People" : We believe in the value of every individual we encounter.

If you're looking for more than just a job, but a place where you can grow, be supported, and be part of a family, then Summit Lending is the place for you.

Join us and be part of something special.