Senior Underwriter, Employer and Individual - Hybrid in Minnetonka, MN

At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care.

The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable.

Ready to make a difference? Join us to start Caring. Connecting. Growing together.

The Senior Underwriting position will analyze health benefit plan characteristics through case risk evaluation, and product pricing.

They will utilize established underwriting criteria and policies to provide proper rating methodologies. This Senior Underwriter will represent and negotiate fees / rates and plan options to optimize cost-competitive health benefit plans.

They will utilize pricing models to assist in the economic analysis of new business and renewal customers.

This role is based in the Minnetonka, MN office; hybrid work environment in office 3 days with the flexibility to work remotely 2 days a week.

Primary Responsibilities :

• Develop Fully Insured and Level Funded comparative benefit packages for New Business and Renewals, review claim experience, and apply underwriting guidelines to prepare prospect fees / rates
• Manage the health plan renewal process for the small business segment
• Ability to apply appropriate underwriting criteria and policies to provide proper rating consistent with set guidelines, and assess risk to determine pricing
• Negotiate with internal and external partners regarding price, contractual terms, and / or guarantees
• Support Marketing in completing request for proposals
• Provide technical subject matter expertise to the sales staff and district offices on new health care proposals
• Complete ad-hoc projects and reporting

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications :

• 1+ years of underwriting experience
• Proficiency with MS Office suite products (specifically MS Excel)
• Proven excellent communication skills, orally and written
• Reside within commutable distance to Minnetonka, MN

Preferred Qualifications :

• 2+ years of Financial Underwriting experience in healthcare industry
• Proven effective negotiation skills
• Proven excellent communication skills, both orally and in writing

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone.

We believe everyone of every race, gender, sexuality, age, location and income deserves the opportunity to live their healthiest life.

Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes.

We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere : UnitedHealth Group is an Equal Employment Opportunity / Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.