Senior Credit Analyst

SUMMARY

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This is a full-time on-site role as a Senior Credit Analyst at United Republic Bank in Omaha, NE. As a Senior Credit Analyst, your day-to-day tasks will involve credit management, analyzing financial data, assessing creditworthiness for current and potential borrowers, evaluating loan applications for diverse industries, communicating credit decisions, and assisting loan officers in completion of loan requests.

You will collaborate with various teams to ensure proper risk assessment and financial analysis.

ESSENTIAL DUTIES

• Assists loan officers in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
• Assists loan officers in gathering data from customers, internal and outside sources; prepares spreadsheets and analyzes financial information including financial statements and tax returns;

contacts customers for additional information and clarification of data.

• Compiles data from credit bureaus, conducts industry peer comparisons, and performs cash flow analyses and other such tasks and comparisons.
• Writes financial reviews and reports; makes recommendation on loan structures and terms to loan officers.
• Assists loan officers in coordinating processing of approved loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies;

obtains sufficient information and / or documentation from customers; solves problems relative to processing and servicing of loans.

• Assist loan officers in the review and renewal of credit facilities; provides back-up support.
• Develops knowledge of financial industry, economy, market conditions, rates, vendors and competition.
• Assists in providing deposit and loan account ratings for loan officers.
• Updates and corresponds with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken.
• Assures compliance with all Bank policies and procedures and all applicable state and federal banking laws, rules and regulations.
• Completes administrative tasks correctly and on time; supports the Bank’s goals and values; benefits the Bank through outside activities.
• Other duties as assigned.

MINIMUM REQUIREMENTS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position.

The requirements listed below are representative of the knowledge, skill and / or ability required to perform the position in a satisfactory manner.

Individual abilities may result in some deviation from these guidelines.

• Bachelor’s degree in Finance, Accounting, or related field.
• Analytical skills and finance knowledge.
• Basic knowledge of commercial, construction, real estate and consumer loan processing.
• Basic knowledge of related state and federal loan regulations and other Bank lending policies.
• Strong written and verbal communication skills.
• Excellent organizational and time management skills.
• Previous experience in credit analysis or financial analysis.

This job description is intended as a summary of the primary responsibilities of and qualifications for this position. The job description is not intended as inclusive of all duties an individual in this position might be asked to perform or of all qualifications that may be required either now or in the future.

Job Type : Full-time

Pay : $67,000.00 - $80,000.00 per year

Schedule :

• 8 hour shift
• Monday to Friday

Ability to Commute :

Elkhorn, NE 68022 (Required)

Ability to Relocate :

Elkhorn, NE 68022 : Relocate before starting work (Required)

Work Location : In person

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