Mortgage Loan Officer

Nevada State Bank, a division of Zions Bancorporation, N.A., was founded on Dec. 9, 1959 by 12 businessmen full of Nevada's pioneering spirit.

As a full-service bank, we offer a complete range of consumer , private , and business banking services. Our colleagues regularly volunteer in their communities and have been dedicated to helping make Nevada a better place to live for more than 60 years.

By embracing the bank's Core Values of extraordinary service, adaptability, teamwork, communication, development, accountability, community, and respect-we have built a culture of service and engagement.

NSB has a commitment to career development through tuition reimbursement and continuous learning opportunities, in addition to other competitive benefit offerings.

We offer medical benefits on day one , 401k matching, and paid holidays. With a strong belief in diversity, equity, and inclusion, NSB offers several colleague- led diversity forums with the intent to ensure representation and cultural sharing among our colleagues.

At Nevada State Bank, we truly believe that it matters WHO you work with.

We are looking for a seasoned Mortgage Loan Officer in Las Vegas, NV . This position supports Nevada State Bank mortgage lending efforts in reaching residential lending initiatives.

With benefits starting on day one, 13 bank holidays, and a company that is committed to career growth, Nevada State Bank is an employer of choice in our industry and community.

Essential Functions :

• Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.
• Ensures compliance with regulatory guidelines in the performance of loan originator duties.
• Interviews potential applicants to develop information concerning their needs, desires and other information.; obtains and review pertinent financial and credit data.
• Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.

Ensures any re-disclosures are made timely.

• May order appraisals through system, arrange for title search and obtain necessary documents.
• Responsible to communicate with the customer throughout the process and work with processors through closing.
• Originates residential home loans.

Qualifications :

Requires a college degree and 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience.

A combination of education and experience may meet requirements.

• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
• Ability to successfully solicit loans.
• Good problem solving skills.
• Ability to work independently.
• Strong interpersonal skills.
• Demonstrated ability to handle multiple priorities.
• Strong verbal and written communication skills.
• Ability to work effectively in high pressure environment.
• Ability to work with various types of computer software, including mortgage specific software.

Benefits :

Medical, Dental and Vision Insurance - START DAY ONE!

• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 13 Paid Holidays, (includes Nevada Day & Family Day)
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

This position is eligible to earn a base hourly rate of $11.54plus commission. Commissions of 30-75 basis points per financed loan depending on loan type and customer qualifications.