Job Description
- Review and analyze mortgage loan applications to determine creditworthiness and adherence to lending guidelines
- Conduct quantitative analysis and underwriting of loan files to assess risk and make informed decisions
- Perform quantitative research and equity research to evaluate market trends and property values
- Assess risk analysis and fraud prevention detection measures to ensure compliance with regulatory requirements
- Collaborate with loan officers, borrowers, and other stakeholders to gather necessary information for underwriting decisions
- Evaluate mortgage servicing activities to ensure accuracy and compliance with industry standards
- Collect and analyze financial data to assess borrower's ability to repay the loan
- Prepare comprehensive financial reports summarizing findings and recommendations
Requirements
- Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees
- Strong knowledge of quantitative analysis, underwriting principles, and financial concepts
- Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices
- Excellent attention to detail and ability to work in a fast-paced environment
- Strong analytical skills with the ability to interpret complex financial information
- Proficient in data collection, organization, and analysis
- Exceptional written and verbal communication skills for effective report writing and communication with stakeholders
- Ability to work independently and make sound underwriting decisions within established guidelines
Benefits
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Paid time off
- Parental leave
- Professional development assistance
- Referral program
- Vision insurance
Requirements
Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees Strong knowledge of quantitative analysis, underwriting principles, and financial concepts Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices Excellent attention to detail and ability to work in a fast-paced environment Strong analytical skills with the ability to interpret complex financial information Proficient in data collection, organization, and analysis Exceptional written and verbal communication skills for effective report writing and communication with stakeholders Ability to work independently and make sound underwriting decisions within established guidelines
Learn to be an Underwriter - $75K Compensation Package
United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry. ...
Mortgage Underwriter
Review and analyze mortgage loan applications to determine creditworthiness and adherence to lending guidelines. Evaluate mortgage servicing activities to ensure accuracy and compliance with industry standards. Bachelors Degree or Associates Degree with 12 + months of experience in client service or...
Financial Underwriter - College Grads Wanted
United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry. ...
Mortgage Underwriter
Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees Strong knowledge of quantitative analysis, underwriting principles, and financial concepts Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices Excellent atten...
Mortgage Underwriter
Review and analyzemortgage loan applications to determine creditworthiness andadherence to lending guidelines. Evaluate mortgageservicing activities to ensure accuracy and compliance withindustry standards. Bachelors Degree or Associates Degree with 12months of experience in client service ormortgag...
Mortgage Underwriter
Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees Strong knowledge of quantitative analysis, underwriting principles, and financial concepts Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices Excellent atten...
Mortgage Underwriter
Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees Strong knowledge of quantitative analysis, underwriting principles, and financial concepts Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices Excellent atten...
Mortgage Underwriter
Review and analyze mortgage loan applications to determine creditworthiness and adherence to lending guidelines. Evaluate mortgage servicing activities to ensure accuracy and compliance with industry standards. Bachelors Degree or Associates Degree with 12 + months of experience in client service or...
Mortgage Underwriter
Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees Strong knowledge of quantitative analysis, underwriting principles, and financial concepts Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices Excellent atten...
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The purpose of the Analyst, Predictive Modeling position is to analyze data to drive better business decisions, including: Pricing and credit risk, loan servicing strategies, business policies, processes, and performance, and champion/challenger tests. Required degrees must have been earned at insti...