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Sr Credit Officer

Valley Bank
Palo Alto, CA, US
Full-time

Responsibilities include but are not limited to :

  • Carries a substantial amount of approval authority for commercial credit requests where total exposure exceeds $1,500,000 in all portfolios (retail, commercial & industrial, real estate and leasing)
  • Review (and sponsor as needed) credits submitted for committee approval and serve as a voting member of the Senior Credit Committee.
  • Manage a team of CPM Team Leaders, Credit Officers, and Credit Portfolio Managers for a wide geography or LOB with direct and indirect reports to ensure operational efficiency, collaboration across teams and quality work product.
  • Provide guidance to lenders and team of CPM Team Leaders, Credit Officers and Credit Portfolio Managers concerning the underwriting and structuring of commercial loans, commercial mortgages and ACH transactions.
  • Monitor credit policy / procedure compliance, past due loan status and other portfolio management responsibilities are proactively addressed with the assigned lending and credit teams.
  • Positively lead any changes within the corporate environment.
  • Provide consistent and constructive feedback on direct report's performance and ensure the same is completed for indirect reports.
  • Participate in establishing and maintaining credit policy and related procedures and guidelines.
  • Conduct credit-related projects at the direction of the Chief Credit Officer.
  • Provide input for disaster recovery and business continuity including backup to the Chief Credit Officer.
  • 1 day ago
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