Mortgage Loan Officer - Bilingual

Job Description

Job Description

SUMMARY

The Mortgage Loan Officer (LO) is responsible for generating leads through relationship sales of mortgage products within a sales market area. Additionally, he / she is responsible for managing the leads through application, qualification, and the collection of supporting documentation. The LO serves as the primary contact with the borrower(s), Realtor(s), Attorney(s), and others throughout the transaction.

The LO assures compliance with all SVB policies and procedures, as well as all applicable state and federal banking regulations.

ESSENTIAL DUTIES

• Provides sales support and strong communication to customers, processors and management from loan pre-qualification to loan closing
• Complete mortgage applications using Sauk Valley Bank’s loan origination system (LOS), including initial and subsequent required documentation, disclosures and stipulations. Must ensure compliance with all lending policies and government regulations
• Ensures loans are processed, closed and funded within Sauk Valley Bank’s policies and procedures
• Maintain production reports for customer leads and sales contact, loan pipeline and other pertinent sales activity reports
• Responsible for self-generated leads through builders, real estate professionals, and other business referrals sources
• Maintain production standards per minimum acceptable levels as set by management
• Monitor all applications and supporting documentation to avoid and detect consumer fraud

SUPERVISORY RESPONSIBILITY

The position of the Mortgage Loan Officer is not responsible for the supervision of any employee(s).

ENVIRONMENT AND PHYSICAL ACTIVITY

The environment for this position is an open office that is mostly clean and comfortable. It may include some minor annoyances such as noise, odors, drafts, etc. The incumbent is in a non-confined office-type setting in which he or she is free to move about at will. This position may require long periods of sitting in one place and the ability to lift up to 30 pounds.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

MENTAL DEMANDS

The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks and constant interruptions.

MINIMUM REQUIREMENTS

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and / or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

Sauk Valley Bank is an Equal Opportunity Employer. SVB is committed to the provision of equal opportunity employment for all qualified persons in all job classifications in recruitment, selection and promotion without regard to race, color, religion, gender, gender identity, sexual orientation, parental status, national origin, age, disability, military status, veteran status or any other protected status. Submission of this information is voluntary and is not considered in employment decisions. This information will be kept separate from the employment files and is considered confidential.

Sauk Valley Bank offers medical, short term disability, long term disability, life, vision, dental and 401K benefits to all full time positions. PTO will vary depending on the level of the position. This position is eligible for incentive.

Management reserves the right to change this position description at any time according to business needs.

Salary Range : $25.00 - $31.00 hourly depending on experience

August 22, 2025