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Credit Loan Specialist

Credit Loan Specialist

AgCreditUSA, Ohio, Fostoria
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Join the AgCredit Team : Credit Loan Specialist

Location : Within AgCredit Territory

About AgCredit

Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative lender and employer in our rural communities. Our core values focus on relationships, respect, integrity, service, accountability, teamwork and courage for our customers' and employees' success. As a cooperative agricultural lending institution, our commitment is to our customer-owners.

Headquartered in Fostoria, OH, AgCredit serves over 7,000 member-owners in 15 lending offices throughout 18 counties across northwest and central Ohio. As part of the nationwide Farm Credit System, we are proud to return our profits back to our members through our patronage program. We hope you'll consider joining our experienced lending team as we continue to serve our customers, employees and communities.

Credit Loan Specialist

The Credit Loan Specialist plays a key role in supporting the credit department in the servicing and management of distressed, delinquent, and non-performing loans. This position helps uphold AgCredit's mission to serve agriculture and rural communities by assisting in the resolution of troubled credits while ensuring compliance with Farm Credit Administration (FCA) regulations and internal credit policies. The role requires a basic understanding of agricultural lending, cooperative principles, and the unique financial needs of rural borrowers.

What You'll Do :

  • Manage Distressed Loan Portfolios : Monitor and service delinquent, restructured, and non-performing loans; ensure compliance with servicing plans and borrower rights.
  • Ensure Documentation & Compliance : Maintain accurate records in CRM, support regulatory reporting, and lead tracking of borrower communications and restructuring requests.
  • Support Reporting & Litigation : Assist with reserve calculations, board reports, and provide documentation support for legal and litigation processes.
  • Coordinate Across Departments : Collaborate with Credit, Legal, Loan Committee, and lending teams to drive asset recovery and resolution strategies.
  • Provide Administrative & Cultural Support : Handle administrative tasks, support audits, and promote AgCredit's core values through teamwork and adaptability.

What You'll Need :

  • Two-year degree in Business or Ag Business, bachelor's degree preferred
  • Two years of experience working in Ag Lending, and a general knowledge of Agriculture preferred
  • Dependable and reliable
  • Ability to interact effectively with a diverse group of people and work collaboratively with a team as well as independently with minimal direction
  • Demonstrates attention to detail
  • Ability to understand and interpret entity documents and other legal documents
  • Ability to communicate effectively both orally and written
  • Use of discretionary judgment in making decisions and problem solving
  • Benefits Offered

  • Competitive compensation
  • Top-rated benefits program
  • 401k Plan with company match
  • Tuition reimbursement, sponsored training and career development opportunities
  • Generous paid time off with 11 holidays observed
  • Employee Assistance Program
  • Community Service PTO
  • "Dress for your day" dress code
  • Schedule

  • Monday to Friday, 8 : 00am-4 : 30pm
  • Why Work at AgCredit?

  • We're not just growing-we're growing with purpose and stability.
  • We encourage a balanced approach to work and life responsibilities.
  • We invest in our people through continuous learning and career growth.
  • We live and work in the communities we serve.
  • Diversity Statement / EEO Statement

    We are an Equal Opportunity Employer. AgCredit strives to recruit, hire, train, and promote individuals without regard to race, color, religion, sex, national origin, age, disability, parental status, marital status, political affiliation, military service, or any other non-merit based factor. EOE including disability / veterans.

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    Credit Specialist • USA, Ohio, Fostoria

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