Credit Analyst II

About The Role

Altabank, Division of Glacier Bank, is hiring a Credit Analyst II for the Service Center in Pleasant Grove or the North Logan branch.

DUTIES AND RESPONSIBILITIES :

• Commercial loan underwriting; analyze business & personal tax returns and financial statements, identify trends and concerns and work closely with assigned loan officers and customers to understand & mitigate credit issues
• Prepare financial reports using spreading software
• Provide informed professional opinions to bank officers regarding applicants financial / credit status, suggest loan structures, and support the lending process
• Prepare spreadsheets and detailed written reports to be presented in loan committee meetings for approval for both new and renewal loans
• Track loan covenants to ensure compliance & complete other duties as assigned
• Work closely with assigned loan officers in a team environment

About You

QUALIFICATIONS :

• Three to five years of similar or related experience including experience with credit systems and preparing loans
• Four-year college degree in finance or related field

KNOWLEDGE, SKILL, ABILITY :

• Excellent analytical skills
• Detail oriented
• Strong proficiency in Microsoft Excel & Word
• Strong verbal and written communication skills
• Accounting & tax background a plus

WORK ENVIRONMENT :

PHYSICAL DEMANDS : The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to : sit; use hands in repetitive motions to finger, grasp, handle or feel;

and talk or hear. The employee is occasionally required to : stand; walk; and lift or reach with hands and arms. The employee may also be required to :

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators.

Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management.

Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include :

Specific vision abilities required by this job include : The worker is required to have close visual acuity to perform an activity such as : preparing and analyzing data and figures;

transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and / or operation / inspection of machines and / or using measurement devices at distances close to the eyes.

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What We Offer

COMPENSATION & BENEFITS : Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position.

We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO) and holidays.

Visit our website for more details!

COMPANY OVERVIEW : We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same.

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