Job Description
SUMMARY
This position is responsible for developing and expanding their community bank’s asset base through the profitable growth of its market share of retail and commercial lines of business.
Responsible for providing supervision and direction for all community bank personnel.
MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
1. Assumes responsibility for designated community bank.
2. Monitors balance sheet and income statement for the community bank.
3. Provides supervision and direction for the community bank employees including Loan Officers, Loan Assistants, CSRs, and tellers.
Has direct supervision of all aspects of the banking services provided by their designated community bank.
4. Monitors all activities of the community bank including new loan requests, past dues, classified loans, non-accruals, overdrafts, and exceptions.
5. Approves all request as directed by Lending Policy regulating such authority.
6. Serves as the bank representative in professional, business, and community organizations and events to promote bank services.
7. Assumes responsibility and is accountable for the loan portfolio in their market.
ADDITIONAL DUTIES AND RESONSIBILITIES
- Conduct day-to-day operations under the policy direction of CEO and board of directors.
- Educate and develop personnel.
- Maximize collaboration between lending and operations in designated community bank location.
- Completes all required compliance exams on a yearly basis.
- Adherence to all First United Policies and Procedures.
- Dresses Professionally.
EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Work Experience
- Bachelor’s degree in Finance or related field.
- Minimum of 10-20 years relevant industry and management experience.
Technical / Functional Competencies
- Strong financial and regulatory expertise with the banking industry.
- Strong negotiation skills.
- Strong leadership, communication, organization, and analytical skills.
- Excellent interpersonal skills.
- Strong financial analytical and underwriting skills.
- Experience managing within a matrix organizational structure.
- Extensive leadership versatility and an ability to relate with and understand varying mindsets within a diverse organization.
- Ability to manage a wide range of projects.
- Complex thinking capacity and skills.
- Knowledge of loan participation.
- Ability to lead others to comprehend complex issues from a higher level and bring value to senior management.
NOTE : This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.
LI-GC1
All Locations : Temple
Temple