Charge Off Specialist

Job Description

What’s Under the Hood

DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers.

Bridgecrest services roughly $17 billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.

That’s Nice, But What’s the Job?

In short, this position calls for a motivated individual looking to contribute to a results-oriented and high performance team.

The position’s main focus is to provide settlement offers and payment plans for charged-off loans and deficiency balances to our customers.

In long, this position is responsible to :

• Generate customer contact for charged off and deficiency balance loans
• Negotiate an initial settlement offer and / or payment plan on remaining balances
• Provide excellent customer service to customers
• Maintain positive working relationships and communication with all operations groups
• Performs other related duties as assigned

So What Kind of Folks Are We Looking for?

• Self-driven yet selfless. We need someone capable of managing their own time and business, yet is capable of making decisions for the betterment of DriveTime, not just themselves.
• A mind for the details. Okay we know "detail-oriented" is on about every job description - but we really mean it!
• Excellent verbal and written communication skills. The ability to talk and write with confidence, charisma and competence for a wide variety of audiences including management.
• Quality decision maker. Good decisions are made based on knowledge.We’ll need you to gather all the facts and take them all into consideration when making decisions.
• Positive emotional resilience. Problems will arise.We want to make sure you have the ability to rise past them while maintaining an optimistic attitude.

The Specifics.

• High School Diploma or GED required
• Between 3 to 10 years of experience in collections, customer service, sales or retail industry.
• Must be comfortable working on site and have availability weekdays from 7am-5pm.

So What About the Perks? Perks matter

• Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage.
• But Wait, There’s More. 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.
• Growth Opportunities. You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.
• Tuition Reimbursement. We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is.
• Wellness Program. Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!
• Gratitude is Green. We offer competitive pay across the organization, because, well money matters!
• Game Room. Gimme a break - no, not a Kit Kat ad but we do have a ping-pong table, a pool table and other games if you ever need a break in your day.
• In-House Gym. We want our employees to be the best versions of themselves. So come early, take a break in your day, or finish strong with a workout!
• Enjoy Social Events? Bring it on. Rally with your team for festive gatherings, team competitions or just to hang out!
• We Care and Value YOU! Feel the love and let us treat you to company outings, personal rewards, amazing prizes & much more!
• 15 Days of PTO and 8 Paid Holidays. Not just lip service : we work hard, to play hard.

Anything Else? Absolutely.

DriveTime Family of Brands is Great Place to Work Certified! And get this : 90% of our rockstar employees say they feel right at home here.

We could spend a lot of time having you read about ALL our awards, but we’ll save time (and practice some humility) just naming a few others;

Comparably Awards : Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don’t forget Phoenix Business Journal Healthiest Employers (okay, we’ll stop there)!

Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.

And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime.

Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!