Loan Processor

We are currently seeking an experienced and detail-oriented mortgage loan processor for our dynamic lending team. The ideal candidate will have years of mortgage processing experience, a can-do attitude, and a proven track record of providing solutions in the mortgage lending industry.

If you are looking for an excellent position that will help you reach your financial goals, start your application today! Compensation :

$60,000 - $100,000 yearly

Responsibilities :

• Assure that loan files meet banking and regulatory guidelines and policies
• Collect and verify necessary financial documentation, such as credit reports, to complete mortgage loan applications and determine creditworthiness
• Serve as a liaison between borrowers, mortgage brokers and loan officers, real estate agents, and mortgage lending underwriters to support loan approval
• Input detailed loan process documentation in our system - from origination to close
• Interview prospective loan applicants and assist them in finding the best loan products for their needs
• Verifies that loans originated can be done according to available programs and investor guidelines
• Reviews and analyzes all loan documentation received such as appraisals, loan applications, credit reports, income, assets, and title insurance
• Checks ratios and verifies the accuracy of AUS findings and program applicability
• Inputs loan file documentation accurately into necessary software programs
• Reviews and Submits applications and conditions to the underwriter for approval
• Orders third-party documentation and reports
• Provides status updates to Mortgage Loan Officers
• Identifies potential issues and communicates with the Mortgage Loan Officer
• Monitors overall loan processing cycle time to ensure loan closes on time
• Obtains and verifies clearance of all underwriting conditions and prepares the file for submission to closing
• Regular and Reliable attendance is required as an essential function of this position
• Performs other duties as assigned

Qualifications :

• Must possess excellent written and verbal communication skills
• Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required
• Minimum of 2+ years loan processing experience required
• Must possess exceptional attention to detail, as well as strong analytical and time management skills
• Accounting, finance, or business Associate’s degree preferred - High school diploma or GED required
• Proven history of originating purchase loans
• Willingness to use video conferencing daily
• A college degree is strongly preferred
• Proficient technical skills (Microsoft or Google Suite, experience using a CRM to manage leads, etc.)

About Company

We are a high-paced Mortgage company, and our goal is to provide exceptional customer service. We don't just sell real estate, we work hard to make sure our customers get the best lending experience.

Our staff of agents always looks forward to gaining customer trust and helping them to discover the smarter way to buy a home.