Chief Credit Officer

Job Description

Job Description

Cornerstone Bank is a locally owned community bank driven by our mission to serve businesses and the individuals who run them.  We use a consultative approach to develop new ideas and build trusted relationships.  We pride ourselves on upholding the tradition of personalized, quality service set forth in 2001 by the founders of the bank.  At Cornerstone Bank you’ll be an integral part of a team environment.

Working Here Has Its Advantages!

• Competitive wage and attractive benefits package
• Discretionary bonus potential
• Health, dental, and vision insurance (including company contribution), voluntary short-term disability, and company-paid long-term disability, life insurance, and identity theft insurance
• 401(k) retirement plan with company match
• Generous Paid Time Off (PTO) and Holidays, monthly telecommute day
• Opportunities for professional development
• Dress for your Day dress code, Red Fridays (KC Chiefs) / special event days, fitness reimbursement program, paid volunteer program, quarterly birthday events, team-building events, social events, work-life employee assistance program

Join Our Team!

At Cornerstone Bank, we’re committed to bringing passion and customer focus to the business.  We are a leader in the financial and community banking industry, providing our clients with access to experts who are committed to excellence. We are seeking an experienced and motivated Chief Credit Officer (CCO) responsible for building and maintaining credit quality within the loan portfolio consistent with organizational strategic and financial objectives. The ideal candidate is a self-starter who achieves results through effective leadership and management of the credit team and through collaboration with the President, Chief Lending Officer, and other Lenders. The CCO will define objectives, develop and implement prudent credit policies and practices, deliver management reporting and analysis, and work with other leaders throughout the organization to build a sustainable credit culture. Becoming a member of our team, you will experience Cornerstone Bank as a unique resource for commercial lending where you can be part of something special.

If you have a strong passion for delivering high quality work products and developing strong team relationships, we’d love for you to apply. You will be part of the executive team responsible for meeting corporate goals and maximizing profitability. As the head of the credit team, you will have the opportunity to develop a credit team that contributes to the overall success of the bank. At Cornerstone Bank, we pride ourselves on fostering a collaborative and inclusive work environment. Your new career is waiting, apply with us today!

Duties and Responsibilities :

Supervisory Responsibilities :

Credit Analysts / Credit Team

Education / Experience : ​​

​​​​Bachelor’s degree in Business Administration or Finance, and a minimum of five (5) to seven (7) years of experience performing accounting / finance functions, with at least two (2) to five (5) years of financial institution experience and management experience.  Meeting the minimum experience requirements will be considered with a Bachelor's degree in unrelated field.  Please apply only if you meet these requirements.

Ideal Candidate :

Physical Demands :

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is a largely sedentary role and the employee must be able to remain in a stationary position 75% of the time; however, some filing and use of office equipment is required. Continually utilize hand and finger dexterity. Continually utilize visual acuity to operate equipment, read information, and / or use a keyboard. Frequently required to communicate with supervised employees and other departments; must be able to exchange information in these situations. Occasionally required to move about inside the office to access file cabinets, supplies, office machinery, etc. Occasionally required to move items up to 10 pounds.

Emotional Demands :

Ability to maintain regular attendance and be punctual. Ability to complete assigned tasks without direct supervision. Ability to work and sustain attention with distractions and / or interruptions and multitask without loss of efficiency or accuracy. Ability to perform under stress. Ability to interact appropriately with a variety of individuals including customers / clients. Ability to perform in situations requiring speed and deadlines. Ability to work as an integral part of the team.

Work Environment :

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Works in typical bank lobby / office environment on first floor of the building. Continually views a computer monitor and routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

The above is intended to describe the general content of and requirements for the performance of this job.  It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements.  Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Cornerstone Bank is an Equal Opportunity Employer.

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