Customer Care Specialist

Summary of Job Responsibilities :

Under general supervision, and in line with established policies and procedures, provides a variety of service functions, including processing checking and savings accounts, loan payments, cashing checks and cross selling via video support and by phone. Responsible for balancing each day's transactions. Accountable for complying with all Bank Secrecy and Anti Money Laundering regulations.

Essential Job Duties :

• Is accountable for representing the bank to the customer in a courteous, professional manner, and for providing prompt, efficient, and accurate service in processing transactions.
• Processes check and other negotiable instruments with a keen eye for fraudulent activity as well as other risks including but not limited to inconsistent amounts, endorsements or alterations. Determines negotiability and makes funds available per regulations. Process all other bank-related transactions in accordance with deepening the customer relationship.
• Performs various operational tasks which include but are not limited to : verifying account balances, processing account transfers, stop payment, change of address, providing online and mobile banking support, handling ACH and debit card disputes, lost or stolen account information, providing support for ATM / Visa debit card, accepting loan payments, and processing digital transactions.
• Assist customers remotely through the telephone, ITM, online banking, e-mail, and chat system.
• Cross-sells bank services, explaining such matters as various types of accounts and certificates. Suggests the use of safe deposit boxes, ATM, automatic loan payments, etc.
• Receives payments for loan accounts, ensuring the payments equal the amount due and all late charges, if applicable, are collected.
• Operates in a team environment assisting in the completion of tasks necessary to either secure company assets or provide excellent customer service.
• Answers the phone via a multi-line phone system and actively listens to, communicates, troubleshoots and quickly resolves Customer issues. Performs any follow-up with the Customer in a timely manner.

Skills and Abilities Required :

Minimum Requirements :

Working Conditions :