Loan Portfolio Officer

People Drive Our Success

Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities.

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GENERAL SUMMARY

Following established policies and procedures, the Loan Portfolio Officer is responsible for maintaining and monitoring the existing portfolio and growing / developing the customer relationship. Work with the Underwriting Department to provide required information for loan underwriting on both new and renewal credits. Product types include all facets of commercial loans and construction loans. The incumbent will provide mentoring and coaching to junior staff.

ESSENTIAL FUNCTIONS

• Ensure compliance with Bank, regulatory and credit requirements with emphasis on quality customer service
• Prepare and review various reports such as : credit underwriting documents, compliance checks, financial spreads, past due report, tickler report, exception report and pipeline reports etc.
• Assist customers and follow up on outstanding items such as, analyzing customer financial statements and verifying covenant compliance.
• Assist with training of loan assistants
• Manage and maintain a loan portfolio which includes : evaluating, recommending and structuring loans; monitoring quarterly financial statements and addressing any issues; recommending loan amendments and renewals based on customer needs

QUALIFICATIONS

loan. Capability to work independently with minimal or no supervision. Ability to work effectively in a fast paced, high production environment. Strong financial analysis and accounting skills.

OTHER DETAILS

$26.44 - $33.65 / hour

Pay determined based on job-related knowledge, skills, experience, and location.

This position may be eligible for a discretionary bonus.

Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k).

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Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.

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