Senior Credit Risk Analyst

Inside the Role

As a Senior Credit Risk Analyst, you will be supporting the North America Region (US, Canada, Mexico) with analysis on current Risk trends.

You will assist in developing, implementing statistical analytical tools and systems, with a focus on the collections and acquisitions processes.

This data-centric role aims to analyze and solve problems by employing expertise from various disciplines, such as statistics, mathematics, and advanced analytics in support of well defined business goals.

You will also participate in future projects and initiatives such as Dealer Rating system upgrade and Credit Decision Engine programming.

This is a DTFS Band 92 position.

We Take Care of Our Team

• Benefits include annual bonus program; 401kcompany contribution with company match up to 6% as well as non-elective company contribution of 3 - 7% depending on age;
• starting at 4 weeks paidvacation; 13+ calendar holidays; 8 weeks paidparental leave; employee assistance program;comprehensive healthcare plans and wellnessprograms;

onsite fitness (at some locations); tuitionassistance and volunteer paid time off; short-termand long-term disability plans.

DTFS is transforming from a pure financial services provider to a commercial vehicle solutions company. Our strategy is to build an industry-leading company in innovation, profitability and customer satisfaction which requires us to expand into new revenue streams and to increase our operational excellence.

As part of this long term strategy, we made the decision to consolidate our existing DTFS locations in the U.S. into a centralized location near Fort Mill, South Carolina which will become the new hub for DTFS in North America.

We invite you to join us on our transformational journey!

The successful candidate for this position will need to reside in the Charlotte / Fort Mill area and will work from our new Fort Mill, South Carolina area location.

Up to 25% travel may be required through Q3 2026 for training and knowledge transfer

What You Drive at DTFS

• Produce insights to complex business problems using internal and external (industry, macroeconomics) data in ways that assist in translating organizational problem statements into actionable decision-making practices.
• You will also be responsible for giving presentations to various business stakeholders in close coordination with other team members.
• Analyze various data systems and data sets to discover new insights; apply findings to develop new acquisition, auto-decisioning, scorecards, risk-based collection, recovery and other credit risk related strategies
• Data extraction and validation for ad hoc analyses, reporting and model development
• Provide data-centric consulting to internal customers in order to guide strategic business decisions
• Maintain and program Decision Engine with Auto Decisioning, Business Process Rules
• Assist in developing, testing, implementing and documenting new Acquisition Scoring and Rating models
• Evaluating and developing expertise in emerging analytics techniques, tools, and methodologies

Knowledge You Should Bring

• High School Diploma or GED
• 5+ years overall work experience
• 3+ years in Business, Credit or Finance
• 1+ years in Risk Management
• Expertise in multiple analytics, statistical software packages and libraries including Python, R, Vertica, Hadoop, Tableau, SAS, SQL, MS Azure cloud platform and Databricks
• Good hands-on experience in developing creative presentations
• Strong communication and presentation skills

Exceptional Candidates Might Have

• Bachelor or Masters' degree preferred with focus on one or more of the following areas - Risk, Mathematics; Statistics, Business Analytics
• Experience in captive finance or banking industry
• Experience in developing acquisitions or collections scorecards

Where We Work

This position is open to applicants who can work in (or relocate to) the following location(s)-

Fort Mill, SC US

YOU MAKE US - YOU MAKE THE DIFFERENCE

People are what makes us - everyone makes the difference at Daimler Truck. As one global team, we drive success : from conventional powertrains to the future of sustainable transportation.

We build to solve. Constantly pursuing our goals. Our culture. Our daily life.

It's your impact that makes the difference. Only together, will we achieve more sustainable transportation, reduce our carbon footprint, increase safety on and off the track, develop smarter technology and financial solutions.

All essential, to fulfill our purpose for all who keep the world moving. That's why we rely on each other. We start with listening to your insights, thoughts, and ideas.

Let's unleash our collective potential to build our future, progress together and lead with the long view. Because everything you do has an impact.

It matters. This is what we call impact Culture.

Schedule Type :

Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.

At Daimler Truck North America, we recognize our world is changing faster than ever before. By listening to the needs of today, we're building to solve with cutting-edge solutions in sustainability and future driving technology across electric, hydrogen and autonomous.

These solutions, backed by years of innovative success and achievement, continue DTNA's legacy as the undisputed industry leader.

Our evolving brand portfolio is second to none, including Freightliner Trucks, Western Star, Demand Detroit, Thomas Built Buses, Freightliner Custom Chassis, and Financial Services.

Together, we work as one team towards our envisioned future - building a cleaner, safer and more efficient tomorrow for all.

That is what we are working toward - for all who keep the world moving.

Additional Information

• This position is not open for Visa sponsorship or to existing Visa holders
• Applicants must be legally authorized to work permanently in the country the position is located in at the time of application
• Final candidate must successfully complete a criminal background check
• Final candidate may be required to successfully complete a pre-employment drug screen
• Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions
• EEO / Minorities / Females / Disabled / Veterans

Daimler Truck North America is committed to employing a diverse workforce and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.

For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at 503-745-8982 or toll free 800-206-3369.

For TTY / TDD enabled call 503-745-2137 or toll free 866-355-6935.