Business Banker - Durango, CO

At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, play, and work here.

Recently recognized as one of the Denver Posts Top Workplaces for 2022. Vectra Bank Colorado offers our customers, and our employees, the best of both worlds : a broad reach and depth of financial resources alongside unparalleled personal attention.

At Vectra, we think creatively to shape custom financial solutions for those raising a family or creating the next great local business.

We are passionate about our business, and we are passionate about success.

At Vectra, we're committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive, and innovative ideas add value to our customers, our colleagues and to our communities.

At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships - not increasing transactions.

We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions.

We personify this difference through our tagline : Big Enough to Count / Small Enough to Care .

With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community.

At Vectra Bank, the possibilities are endless - come for a job, stay for a career.

Being a Business Banker in Durango, Colorado offers a unique blend of professional growth and natural beauty. The region's thriving entrepreneurial spirit provides ample opportunities to forge meaningful connections with local businesses.

Durango's vibrant community fosters a tight-knit network of professionals, allowing for collaboration and knowledge-sharing.

Additionally, the stunning Rocky Mountain backdrop ensures a high quality of life, with outdoor activities and a healthy work-life balance readily accessible.

We're looking for a dynamic and motivated Business Banker to join our team in a wonderful mountain community. If you have wanted your work to be meaningful, being a business banker in a small mountain town is your calling.

The work we do is not only helps our clients achieve their financial goals and also helps make our community a better place to live and play.

Vectra Bank Colorado is excited to offer an opportunity as a Business Banker to an experienced candidate. We are seeking a proven, highly motivated, sales-minded individual to take on a portfolio and grow it for the future as part of our Durango, CO team .

Essential Functions :

• Responsible for the growth, retention, and expansion of a portfolio of existing Business Banking clients.
• Sources new customers through referrals.
• Contributes to deposit growth by cross selling and promoting additional banking products.
• Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts.
• Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients.
• Meets assigned revenue goal for region and products.
• Gains complete knowledge of the business and personal financial needs of assigned customers.
• Visits client locations regularly.
• Builds knowledge of each assigned client and develops / manages a relationship plan for each client.
• Ensures client requests are met by handling them directly and / or referring to appropriate resources.
• Meets or exceeds key performance measures, including but not limited to, portfolio growth, revenue / profitability, retention, and customer satisfaction key metrics.
• Responsible for sales, credit analysis, proper loan structuring, and interviewing applicants.
• Complies with applicable company policies and all banking regulations.
• Other duties as assigned.

You must want to be a part of a motivated and driven team and work under respected leaders. We need someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.

Qualifications :

• Requires a bachelor's degree in banking, finance or a related field and 4+ years of credit associated lending or other directly related experience.
• An equivalent combination of education and experience may meet qualifications.
• Advanced knowledge of lending and credit analysis preferable in a commercial lending environment.
• Ability to expand business and commercial loans, client relationships and cross sell bank products.
• Solid experience of the sales, loan processing and closing processes.
• Requires skills and experience in applicant interviewing and perceptive character judgment.
• Ability to structure loans and monitor credit performance.
• Must have strong interpersonal and communication skills.
• Working knowledge of software applications, including word processing and spreadsheets.
• Manages a medium commercial portfolio.

This position is eligible to earn a base salary in the range of $75,000 - $100,000 depending on job-related factors such as level of experience.

This position also can earn incentives on a quarterly basis. Earn more through performance.

Benefits :

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits, including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products
20 days ago