Mortgage Loan Officer

This Jobot Job is hosted by : Nick Strebig

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Salary : $80,000 - $120,000 per year

A bit about us :

We are a family-owned business, and decisions are made locally. We have grown to over one billion in assets!

Why join us?

Competitive base salary and overall compensation package

Full benefits : Medical, Dental, Vision

Generous PTO, vacation, sick, and holidays

Life Insurance coverage

401 (K) with generous company match

Job Details

You should have / know some of the following :

Bachelor’s degree or equivalent work experience

4+ years of experience

Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans

Obtain and compile copies of loan applicants credit histories, corporate financial statements, and other financial information

Meet with applicants to obtain information for loan applications and answers questions about the process

Explain to customers that different types of loans and credit options that are available, as well as the terms of those services

Develop strong relationships with borrowers, real estate agents and other related outside contacts to develop a referral base

Review loan agreements to ensure that they are complete and accurate according to policy

Approve loans within specified limits, and refer loan applications outside those limits to management for approval

Handle customer complaints and take appropriate action to resolve them

Stay abreast of new types of loans and other financial services and products to better meet customers’ needs

Review and update credit and loan files

Submit applications to credit analyst for verification and recommendation

Compute payment schedules

Analyze potential loan markets and develop referral networks to locate prospects for loans

Set credit policies, credit lines, procedures and standards in conjunction with senior managers

Confer with underwriters to aid in resolving mortgage application problems

Market bank products to individuals and firms, promote bank services that may meet customers’ needs

Responsible for soliciting, negotiating, processing, servicing and coordinating the closing of routine mortgage loans in compliance with bank policies and procedures

Manage mortgage loan pipeline to ensure loans close on time

Originate home equity and HELOC mortgages, in addition to consumer loans

Cross-sell bank products / insurance referrals when applicable to benefit the customer

Perform all other duties as assigned

Interested in hearing more? Easy Apply now by clicking the "Apply Now" button.