Staff Backend Developer, Core Banking

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Who we are :

Shape a brighter financial future with us.

Together with our members, we're changing the way people think about and interact with personal finance.

We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals.

The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way.

Join us to invest in yourself, your career, and the financial world.

The role

We are seeking a Staff Software Engineer to play a pivotal role in our Bank systems architecture transformation, focusing on the evolution of our banking core to an account-engine model and the implementation of lean modular processes that interfaces with cloud native services.

This position involves making strategic incremental changes to the Profile banking core that propels SoFi towards a successful migration to the next gen.

banking platform, while at the same time supporting existing functionality and enhancing them as needed through customization to framework components, data structures, core deposit elements and API interfaces.

You'll be working within a highly collaborative environment where planning and executing through a unified lens is essential due to the complexity and interdependencies of multiple systems that interact with banking core.

As a SoFi staff software engineer, you'll be in the middle of it all acting as a leader and force multiplier - you'll work with stakeholders to implement functionality, architect our systems, squash bugs, and continually grow as an engineer.

The ideal candidate is both forward-thinking and can draw from their wealth of banking core experience, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker.

At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you'll be working with an all-star team of talented engineers.

What you'll do :

• Full development life-cycle design from project requirement to deployment of our banking core systems and services
• Work on technical architecture of the product and core banking migration
• Facilitate the definition of migration scope, deliverables, and goals.
• Lead cross-functional delivery teams to ensure deliverables are met.
• Track project performance against defined milestones / goals.
• Conduct process improvement projects to increase performance in vital program metrics.
• Communicate ongoing project health with key stakeholders and business leadership
• Maintain strict compliance with established project management policies and guidelines.
• Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment.
• Define best practices and uphold coding standards.
• Consistently demonstrate extremely high levels of technical knowledge, ingenuity, and creativity. Develops and applies advanced technologies, engineering principles, theories, and concepts.

Broad knowledge about the design and operation of systems outside of specialty.

• Work within the Engineering team to develop features that specifically benefit our users.
• Must be able to deliver high-quality code on schedule, communicate with groups in and outside the development team.

What you'll need :

• Bachelor's Degree in Computer Science or related field
• 10+ years programming experience in Profile / PSL
• Our banking core stack is Profile / PSL, GT.M / MUMPS, C, Python, Linux on AWS infrastructure and we run on Kubernetes in a service oriented architecture with over 100 services in production
• A proven understanding of hierarchical database and their structures (GT.M)
• Strong US banking domain expertise on areas such as product customizations, account relationships, ACH, debit card processing, regulations and compliance.
• Experience working on a SOA or integrating to a microservice-based application.
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Solid sense of responsibility; driving a project from inception to completion
• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests

Nice to have :

• Knowledge in analytics, metrics, and monitoring integrations
• Test-driven development along with unit and integration testing
• Experience with AWS infrastructure - EC2 / EBS / Route53 services
• Experience in systems (docker containers and kafka) and postgres database
• Experience scaling highly available, mission critical systems
• Knowledgeable in Python / Linux / Terraform scripting
• Experience with Snowflake data warehouse platform and solutions
• Interest in emerging cloud technologies

Why you'll love working here

• Competitive salary packages and bonuses
• Comprehensive medical, dental, vision and life insurance benefits
• Generous vacation and holidays
• Paid parental leave for eligible employees
• 401(k) and education on retirement planning
• Tuition reimbursement on approved programs
• Monthly contribution up to $200 to help you pay off your student loans
• Great health & well-being benefits including : telehealth parental support, subsidized gym program
• Fully stocked kitchen (snacks and drinks)

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

To view all of our comprehensiveand competitivebenefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and / or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants : Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities.

If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.